Home Loans

A home is more than just a roof over your head. It’s a place to make great memories with family and friends. Your home can also be an important long-term investment in your financial future.

Apply NowMortgage Rates

VyStar Title Agency (VTA)

Whether you’re seeking title insurance or need help with a title search, our VTA team delivers quality service throughout the closing process.

Connect With a Mortgage Specialist

We’re here for you! A VyStar Mortgage Loan Officer can answer any questions and help you weigh your options.

Home & Flood Insurance

In your house, you make the rules. The same goes for finding the right coverage. Get a customized policy to keep everything in your home protected (including the kitchen sink).

Make Your Dream Home a Reality

We’re here to help you through the process, every step of the way.

1

Gather Your Information

Find out which documents and information you’ll need to apply for a mortgage.

Mortgage Application Checklist
2

Start Your Application

Apply online, give us a call at 904-777-6000 or 800-445-6289 or visit us in person at one of our many local branches.

Apply Now
3

Lock in Your Rate

Once you qualify for a mortgage, we’ll guarantee your rate. This protects you if interest rates fluctuate during the application process.

View Current Rates

Related Tools & Resources

Low and No Down Payment Mortgages

We designed a variety of loan options to fit every need

Mortgage Application Checklist

Find out which documents and information we need to complete your VyStar mortgage or home loan application.

Homebuyer’s Guide

Buying a home and getting a mortgage can be a confusing and intimidating process — let us walk you through it.

Disclaimer: Certain restrictions and limitations apply. All loans are subject to credit approval.

VyStar only offers mortgages in Florida and Georgia.