Home Loans
A home is more than just a roof over your head. It’s a place to make great memories with family and friends. Your home can also be an important long-term investment in your financial future.
Apply NowMortgage RatesChoose the right home loan.
VyStar Title Agency (VTA)
Whether you’re seeking title insurance or need help with a title search, our VTA team delivers quality service throughout the closing process.
Connect With a Mortgage Specialist
We’re here for you! A VyStar Mortgage Loan Officer can answer any questions and help you weigh your options.
Home & Flood Insurance
In your house, you make the rules. The same goes for finding the right coverage. Get a customized policy to keep everything in your home protected (including the kitchen sink).
Make Your Dream Home a Reality
We’re here to help you through the process, every step of the way.
Gather Your Information
Find out which documents and information you’ll need to apply for a mortgage.
Mortgage Application ChecklistStart Your Application
Apply online, give us a call at 904-777-6000 or 800-445-6289 or visit us in person at one of our many local branches.
Apply NowLock in Your Rate
Once you qualify for a mortgage, we’ll guarantee your rate. This protects you if interest rates fluctuate during the application process.
View Current RatesRelated Tools & Resources
Low and No Down Payment Mortgages
We designed a variety of loan options to fit every need
Mortgage Application Checklist
Find out which documents and information we need to complete your VyStar mortgage or home loan application.
Homebuyer’s Guide
Buying a home and getting a mortgage can be a confusing and intimidating process — let us walk you through it.
Disclaimer: Certain restrictions and limitations apply. All loans are subject to credit approval.
VyStar only offers mortgages in Florida and Georgia.