Rates

Put your money to work and earn dividends for your business while you save, or get a great rate on a business loan or credit card.

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Business Deposit Accounts

Businesses come in all shapes and sizes. Build your business with a business savings from VyStar Credit Union. View our current rates for checking, savings and money market accounts.

Business Loan Rates

We offer a variety of business loans with flexible repayment terms and competitive interest rates. View our current rates on credit cards, vehicle loans and other business loans.

Business CDs

We offer competitive rates for CDs to help you reach your savings goals. Find today’s CD rates, based on the balance you deposit.

Related Tools & Resources

Business Services

VyStar’s strategic partnerships allow us to offer a variety of business services such as Payroll Services and Cash Management.

Vehicle Loan

Finance up to 100% of a new car, truck, van or fleet for your business, with loans of up to $500,000.

Small Business Loan

Get the funding you need to start a new small business — or help your existing business grow.

APR = Annual Percentage Rate

The following apply to all of the above deposit accounts, unless specifically stated.

1. SAVINGS AND CHECKING ACCOUNT RATE INFORMATION — The annual percentage yield is a percentage rate that reflects the total amount of dividends to be paid on an account based on the dividend rate and frequency of compounding for an annual period. The dividend rate and annual percentage yield may change at any time as determined by the Credit Union’s Board of Directors. The dividend rates and annual percentage yields are the rates and yields as of the last dividend declaration date. The rates for deposit accounts will be provided at the time of membership, at the time of opening a new deposit account, or at any time upon request.

2. FEES AND CHARGES — Please refer to our separate Business Fee Schedule for all fees applicable to these accounts. Fees may reduce earnings

Rates are based on evaluation of applicant’s credit history. Certain restrictions/conditions apply. Subject to credit approval, change, terms and fees. Call (904) 908-2292 for full credit card disclosure.