Small Business Loans

With a VyStar small business loan, you get more than money in your account. You get an ally by your side. We offer a team of experts and a library of resources to help you build your business the right way.

Apply Now

Small businesses are a big deal to us

  • Our business credit cards are built specifically for you

  • Get a low-interest loan for equipment, vehicles, real estate and more

  • Our flexible repayment terms can be customized for your business

  • We offer business deposit accounts, CDs and money market accounts

  • Get access to our Small Business Resource Library

Additional Business Resources

Success starts with a plan

1

Discover your Options

Connect with an experienced business relationship specialist online, by phone, or in branch to discuss which flexible lending solution works best for you.

2

Apply Online Today

Apply online in just a few minutes.

3

Grow Your Business

Whether you have five employees or 50, we are here to support you every step of the way with free business resources and services.

Small Business Loans

Calculate your small business loan.

Small Business Loans FAQs

What information do you need to submit an application?

For non real estate loans less than $75,000, all we require is a completed application signed by all owners of the business.

Do I need to have a business membership with VyStar?

Yes, membership is required for all borrowers.

Does VyStar do business start up loans?

Your local banker will be happy to discuss all available options.

How do I make payments to my loans?

Online, at a branch, mail, automatic from a VyStar account

Get Started

Related Tools & Resources

Business Checking Accounts

Streamline your accounting, manage your cash flow more effectively and help your business succeed with a business checking account.

Business Line of Credit

Have funds on hand when you need to cover unexpected costs or finance short-term expenses like replenishing your inventory.

Business Loan & Deposit Rates

We offer a variety of business deposit accounts and loans with great rates. 

View Rates

All loans are subject to credit approval, verification, and collateral evaluation, if applicable. All owners are required to give a full personal guarantee. Certain restrictions may apply. All credit union programs, services, rates terms and conditions are subject to change at any time. During the process of your loan application, additional documentation may be requested at any time regardless of credit, length or business, or loan amount.