Business Line of Credit

There’s freedom in knowing you’re backed by cash. A revolving line of credit from VyStar gives you quick access to the money you need for short-term expenses.

Apply Now

Get the money you need — when you need it

  • Borrow up to $250,000

  • Pay interest on only the amount you borrow

  • Credit replenishes once the balance is paid

  • Secured and unsecured options available

  • No minimum credit score needed for cash secured lines

  • Keep a revolving line open — no need to reapply

Get more flexibility for your business

Getting a Business Line of Credit is Easy

1

Discover Your Options

We’re here to help. Connect with an experienced VyStar business specialist to discuss which flexible lending solution works for best for you.

2

Apply Today

Apply online, by phone or at one of our branches for a business line of credit up to $250,000.

3

Spend, Repay, Repeat

Use what you need and only pay interest on the funds you withdraw. As you pay the balance, it’s available for you to borrow again — no need to reapply.

Determine Your Working Capital Needs

Your working capital is used to pay short-term obligations such as your accounts payable and buying inventory. If your working capital dips too low, you risk running out of cash.

Get Started

Related Tools & Resources

Cash Management

Monitor your business’s liquidity, mitigate risk and maintain consistent cash flow with our cash management services.

Online Business Banking

Manage your business accounts online with bill pay, transfers, mobile check deposit and more.

Business Credit Cards

Whether your business is large or small, we have no-fee credit cards with flexible terms to suit your needs.

All loans are subject to credit approval, verification, and collateral evaluation, if applicable. All owners are required to give a full personal guarantee. Certain restrictions may apply. All credit union programs, services, rates terms and conditions are subject to change at any time. During the process of your loan application, additional documentation may be requested at any time regardless of credit, length or business, or loan amount.