Business Line of Credit
There’s freedom in knowing you’re backed by cash. A revolving line of credit from VyStar gives you quick access to the money you need for short-term expenses.
Apply NowGet the money you need — when you need it
Borrow up to $250,000
Pay interest on only the amount you borrow
Credit replenishes once the balance is paid
Secured and unsecured options available
No minimum credit score needed for cash secured lines
Keep a revolving line open — no need to reapply
Get more flexibility for your business
Getting a Business Line of Credit is Easy
Discover Your Options
We’re here to help. Connect with an experienced VyStar business specialist to discuss which flexible lending solution works for best for you.
Apply Today
Apply online, by phone or at one of our branches for a business line of credit up to $250,000.
Spend, Repay, Repeat
Use what you need and only pay interest on the funds you withdraw. As you pay the balance, it’s available for you to borrow again — no need to reapply.
Determine Your Working Capital Needs
Your working capital is used to pay short-term obligations such as your accounts payable and buying inventory. If your working capital dips too low, you risk running out of cash.
Related Tools & Resources
Cash Management
Monitor your business’s liquidity, mitigate risk and maintain consistent cash flow with our cash management services.
Online Business Banking
Manage your business accounts online with bill pay, transfers, mobile check deposit and more.
Business Credit Cards
Whether your business is large or small, we have no-fee credit cards with flexible terms to suit your needs.
All loans are subject to credit approval, verification, and collateral evaluation, if applicable. All owners are required to give a full personal guarantee. Certain restrictions may apply. All credit union programs, services, rates terms and conditions are subject to change at any time. During the process of your loan application, additional documentation may be requested at any time regardless of credit, length or business, or loan amount.