Our Vision

VyStar combines the best benefits of credit unions – personalized service, low fees and great rates and products – with a commitment to improving the places we call home. We lead by example by bringing our market leading rates, low fees and community investments to more people. It’s how we live out our promise, Do Good. Bank Better.℠

We are a member-owned and member-managed financial cooperative, and we put our members’ best interest at the heart of everything we do. We don’t answer to shareholders or investors. We answer to our members.

With better rates, fewer fees and guidance from knowledgeable VyStar representatives, we help our members reach their financial goals faster. And we look for opportunities to give back in meaningful ways.

Our History

VyStar was founded in 1952 as Jax Navy Federal Credit Union at Naval Air Station Jacksonville. Our goal was to serve the financial needs of military service members, civil service employees and their families. Since then, we have adapted to changes in the banking industry, from adopting our first computerized accounting system in 1966 to opening our first ATM in 1982. Throughout, we kept our commitment to providing excellent service to our members. In 2002, we became VyStar Credit Union. Today, we have grown to become one of the largest credit unions in the United States, serving more than 1 million members.