Disclosures

Membership & Privacy

Membership Booklet – effective July 1, 2025
Privacy Notice

New Accounts

Truth-In-Savings Disclosure for Certificate Accounts
Truth-In-Savings Disclosure for Savings, Teen & Youth Checking and Money Market Accounts
Truth-in-Savings Disclosure for Standard Checking
Truth-in-Savings Disclosure for VyStar Plus Checking
Terms and Conditions for VyStar Plus Checking
E-Communication Agreement for Lending

Also review the Fee Schedule below.

Online Banking 

Online & Mobile Banking Service Terms and Conditions
e-Statement and e-Notice Terms and Conditions
Online Banking External Transfers Terms and Conditions
SMS Short Code Privacy Policy
SMS Short Code Terms & Conditions

Debit, Credit, Gift, RSVP and Health Savings Account Cards

VyStar Credit Card Agreement

VyStar Visa® Gift Card


VyStar Visa® Debit Card Agreement

VyStar Visa® Health Savings Debit Card Agreement and Disclosure

VyStar Visa® Signature Rewards & Cash Back Product Information
VyStar Visa® Signature Cash Back Program Terms and Conditions
VyStar Visa® Signature Guide to Benefits
VyStar Visa® Platinum Product Information
VyStar Visa® Platinum Guide to Benefits
VyStar Visa® Savings Secured Product Information
VyStar Visa® Savings Secured Guide to Benefits
UChoose Rewards® Program Terms and Conditions

Business Account & Card Disclosures

​Business Membership Disclosure - effective July 1, 2025

VyStar Visa® Business Debit Card Terms and Conditions

VyStar Visa® Business Credit Card Agreement
VyStar Visa® Micro Business and Secured Business Credit Card Agreement
VyStar Visa® Business Card Guide to Benefits

Fee Schedule

VyStar Credit Union - Schedule of Services & Fees
VyStar Business Services - Schedule of Services & Fees

Website

System Requirements