Mortgage Application Checklist
To complete your application, we’ll need some information about you and the home you want to buy. Here’s the basic list, but keep in mind that we may need additional information or supporting documents, depending on your situation.
Information About You
Date of birth
Social Security number
Permission to pull your credit history
VyStar member number. If you aren’t currently a member, you can still apply for a mortgage now and become a member before your loan closes.
Address history for the last two years
Work history for the last two years
Names, addresses and phone numbers of your current and former employers
Your position or title and the type of business for each job
For VA loans only: Certificate of Eligibility
Information About Your Finances
We may request the following information and documents about your finances, depending on your situation.
Gross Monthly Income
Paystubs and W-2s
Social security, pension or retirement award letters
Proof of alimony or child support (if applicable)
If you are self-employed, we may require additional documentation, such as personal and business tax returns, profit and loss statements and balance sheets for your business
Assets held at other financial institutions (if you want them to consider them)
Statements for deposit, investment or retirement accounts
Information About Your Current Home (if you own one)
Property tax bill
HOA or condo dues
Homeowners Insurance policy
Lien information
Information about your current home (if you are renting)
Copy of current lease agreement
One year payment history
Source of Your Down Payment
Bank statements
Retirement statements
Investment statements
Proof of gift funds received
Information About Your New Home
Home purchase price
Loan amount requested
Estimated HOA and/or CDD dues for your new home (If applicable)
Type of property (single-family home, condo, etc.)
Property address
All loans subject to credit approval.
