VA Military Heroes Mortgage Loan

At VyStar Credit Union, we understand the needs of our military heroes better than anyone. In fact, VyStar Credit Union was founded in 1952 as Jax Navy Federal Credit Union. While our name has changed since then, we haven’t forgotten our roots or our troops.

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Our VA Military Heroes mortgage loan honors those that protect, serve and care for our country and communities. We offer a wide array of benefits including:

  • 0% down*

  • No private mortgage insurance (PMI) required

  • Low, competitive rates


We are honored to earn the 2024 Top 10 Military Friendly® Company designation from VIQTORY for meeting or exceeding the standard of recruiting, hiring and training of veterans and their spouses, our partnerships with Veteran-Owned Businesses and our brand’s positive Military reputation.

Make Your Dream Home a Reality

We’re here to help you through the process, every step of the way.

1

Gather Your Information

Find out which documents and information you’ll need to apply for a mortgage.

Mortgage Application Checklist
2

Start Your Application

Apply online, give us a call at 904-777-6000 or 800-445-6289 or visit us in person at one of our many local branches.

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3

Lock in Your Rate

Once you qualify for a mortgage, we’ll guarantee your rate. This protects you if interest rates fluctuate during the application process.

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Calculate Your Mortgage Payment

Related Tools & Resources

Mortgage Application Checklist

Find out which documents and information we need to complete your VyStar mortgage or home loan application.

View Mortgage Rates

Whether it’s your first home or your 40th, our mortgage loan officers are here to help you at every step of the way. We service many of the loans we approve, so you’ll always get great customer service.

Military Support

We are grateful to our active-duty military service members, veterans and their families for the selfless sacrifices they make for our country and our freedom. While VyStar now serves the broader community, we still hold true to our commitment to the military.

Please note: The information provided by these calculators is for illustrative purposes only. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. The calculated results are intended for illustrative purposes only and accuracy is not guaranteed.

Certain restrictions and limitations apply. All loans are subject to credit approval. *100% financing subject to all VA rules, guidelines, and additional program requirements. VA loans may include a funding fee, which may be financed up to the maximum allowed loan amount. Qualified veterans with their full entitlement can borrow up to the county limit with no down payment. VyStar Credit Union has no affiliation with any government agency. Offers available for a limited time and subject to change without notice. ©2024 VyStar Credit Union.