Mortgage Loan Officers

Our licensed mortgage loan officers are here to help you throughout the mortgage application process.

Keren Ambrose

Florida & Georgia

Home Loan Advisor

NMLS# 2158551
(904) 412-9457
ambrosek@vystarcu.org

Apply with Keren Ambrose

Roberto Carlos Arroyo

Orlando, Florida

Mortgage Loan Officer

NMLS# 333680
arroyor@vystarcu.org

Apply with Roberto Carlos Arroyo

Keisha Badger

Florida & Georgia

Home Loan Advisor

NMLS# 534843
(904) 947-8910
badgerk@vystarcu.org

Apply with Keisha Badger

John Baird

Jacksonville, Florida

Mortgage Loan Officer

NMLS# 658800
(904) 655-3091
bairdj@vystarcu.org

Apply with John Baird

Monique Batizi

Florida & Georgia

Home Loan Advisor

NMLS# 262633
(904) 735-4330
batiziy@vystarcu.org

Apply with Monique Batizi

Natalie Becker

Atlanta, Georgia

Mortgage Loan Officer

NMLS# 2018308
beckern@vystarcu.org

Apply with Natalie Becker

Melissa Cassani

Florida

Home Loan Advisor

NMLS# 623352
(904) 563-1542
cassanim@vystarcu.org

Apply with Melissa Cassani

James “CJ” Chevalier

Jacksonville, Florida

Mortgage Loan Officer

NMLS# 1531008
(904) 402-1147
chevalierJ@vystarcu.org

Apply with James “CJ” Chevalier

Brad Collins

Florida & Georgia

Home Loan Advisor

NMLS# 1961370
(904) 402-3473
collinst@vystarcu.org

Apply with Brad Collins

John Compton

Atlanta, Georgia

Mortgage Loan Officer

NMLS# 728874
(678) 477-4867
comptonj@vystarcu.org

Apply with John Compton

Ryan Coston

Florida & Georgia

Home Loan Advisor

NMLS# 1516431
(904) 307-5704
costonr@vystarcu.org

Apply with Ryan Coston

Tyler Criswell

Florida & Georgia

Home Loan Advisor

NMLS# 2125688
(904) 607-6235
criswellt@vystarcu.org

Apply with Tyler Criswell

Kris Ecklof

Florida & Georgia

Home Loan Advisor

NMLS# 1374440
(904) 403-6313
ecklofk@vystarcu.org

Apply with Kris Ecklof

Nikkoal Fuentes

Florida & Georgia

Home Loan Advisor

NMLS# 1443607
(904) 238-9087
fuentesn@vystarcu.org

Apply with Nikkoal Fuentes

Chris Gonzalez

Orlando, Florida

Mortgage Loan Officer

NMLS# 1720789
gonzalezc2@vystarcu.org

Apply with Chris Gonzalez

David Peyton Hager

Jacksonville, Florida

Sr. Mortgage Loan Officer

NMLS #595259
(904) 208-1349
hagerd@vystarcu.org

Apply with David Hager

Robert Hinsch

Tampa, Florida

Sr. Mortgage Loan Officer

NMLS #415211
(813) 494-4447
hinschr@vystarcu.org

Apply with Robert Hinsch

Laura Jarrell

Florida & Georgia

Home Loan Advisor

NMLS# 1559992
(904) 947-8735
jarrelll@vystarcu.org

Apply with Laura Jarrell

Donna Johnson

Gainesville, Florida

Mortgage Loan Officer

NMLS # 348360
(305) 962-4197
johnsond4@vystarcu.org

Apply with Donna Johnson

Kim Johnson

Jacksonville, Florida

Mortgage Loan Officer

NMLS# 415193
(904) 426-3303
johnsonki@vystarcu.org

Apply with Kim Johnson

Bradley King

Jacksonville, Florida

Sr. Mortgage Banker

NMLS #373322
(904) 708-7453
kingb@vystarcu.org

Apply with Bradley King

Kenneth Kosty

Florida & Georgia

Home Loan Advisor

NMLS# 1896724
(904) 846-2163
kostyt@vystarcu.org

Apply with Kenneth Kosty

Donald Lake

Orlando, Florida

Mortgage Loan Officer

NMLS# 597455
laked@vystarcu.org

Apply with Donald Lake

Glenda Lee

Florida

Home Loan Advisor

NMLS# 1625560
(904) 846-2615
leet@vystarcu.org

Apply with Glenda Lee

Andy Markley

Atlanta, Georgia

Sr. Mortgage Loan Officer

NMLS # 1358191
(770) 855-9319
markleya@vystarcu.org

Apply with Andy Markley

Darrell Martin

Florida

Home Loan Advisor

NMLS# 944888
(904) 420-8952
martinda@vystarcu.org

Apply with Darrell Martin

Dave Morgan

Atlanta, Georgia

Mortgage Loan Officer

NMLS# 415466
(678) 255-3589
morgand@vystarcu.org

Apply with Dave Morgan

Derrick Morian

Jacksonville, Florida

Mortgage Loan Officer

NMLS# 1761684
(904) 327-7720
moriand@vystarcu.org

Apply with Derrick Morian

Gerry Neufeld

Florida & Georgia

Home Loan Advisor

NMLS# 623494
(904) 403-6304
neufeldg@vystarcu.org

Apply with Gerry Neufeld

Gerald Payan

Florida & Georgia

Home Loan Advisor

NMLS# 1525500
(904) 502-5994
payang@vystarcu.org

Apply with Gerald Payan

Yajaira Payan

Florida & Georgia

Home Loan Advisor

NMLS# 1895990
(904) 864-2833
payany@vystarcu.org

Apply with Yajaira Payan

Jeannie Phanhthourath

Jacksonville, Florida

Mortgage Loan Officer

NMLS# 1543251
(904) 325-4340
phanhthourathj@vystarcu.org

Apply with Jeannie Phanhthourath

Mike Pirrone

Jacksonville, Florida

Mortgage Loan Officer

NMLS# 390534
(904) 742-9707
pirronem@vystarcu.org

Apply with Mike Pirrone

Sheila Raulerson

Florida

Home Loan Advisor

NMLS# 623314
(904) 521-8065
raulersons@vystarcu.org

Apply with Sheila Raulerson

David Reddish

Atlanta, Georgia

Mortgage Loan Officer

NMLS# 724179
reddishd@vystarcu.org

Apply with David Reddish

Connie Reeder

Florida

Home Loan Advisor

NMLS# 1253732
(904) 571-8033
reederc@vystarcu.org

Apply with Connie Reeder

John Robinson

Jacksonville, Florida

VP Sr. Mortgage Loan Officer

NMLS # 648850
(904) 866-3069
robinsonj2@vystarcu.org

Apply with John Robinson

Parham Sakha

Atlanta, Georgia

Mortgage Loan Officer

NMLS# 1743470
(404) 966-0331
mohammadisakhap@vystarcu.org

Apply with Parham Sakha

Kenneth Sale

Tampa, Florida

Sr. Mortgage Loan Officer

NMLS #415724
(813) 404-5109
salek@vystarcu.org

Apply with Kenneth Sale

Shane Sale

Tampa, Florida

Sr. Mortgage Loan Officer

NMLS #1423353
(813) 731-5411
sales@vystarcu.org

Apply with Shane Sale

Rosa Santos

Florida & Georgia

Home Loan Advisor

NMLS# 2174978
(904) 420-8972
santosr@vystarcu.org

Apply with Rosa Santos

Shannon Sasser

Georgia

Home Loan Advisor

NMLS# 411841
(904) 708-0180
sassers@vystarcu.org

Apply with Shannon Sasser

Katherine Tapia

Florida & Georgia

Home Loan Advisor

NMLS# 405891
(904) 304-7340
tapiak@vystarcu.org

Apply with Katherine Tapia

Kelly Wright

Florida & Georgia

Home Loan Advisor

NMLS# 623271
(904) 303-6049
wrightke@vystarcu.org

Apply with Kelly Wright

Apply Now

Related Tools & Resources

Compare Mortgages

Compare fixed-rate, adjustable-rate and jumbo mortgages and find the loan that’s right for you.

Homebuyer’s Guide

Buying a home and getting a mortgage can be a confusing and intimidating process — let us walk you through it.

Whether it’s your first home or your 40th, our mortgage loan officers are here to help you at every step of the way. We service many of the loans we approve, so you’ll always get great customer service.

Mortgage Loan Officers

Related Tools & Resources

Compare Mortgages

Homebuyer’s Guide

View Mortgage Rates