Send Money with Zelle®

Zelle® is a convenient way to send and receive money for small business owners

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Did you know you can now use Zelle® to accept customers’ payments for your small business? With Zelle®, money is sent directly to your bank account and is typically available within minutes.1 Simply provide your U.S. mobile number or email address to your customer so they can pay you.

Fast – Enhance cash flow. No need to wait for a check to clear - payments are sent directly to your bank account, typically within minutes.¹

Secure – You don’t need to provide your account information to send and receive payments¹ with Zelle®.

Easy – Your customers can pay you with Zelle® right from their banking app, allowing you to receive payments while on the go with no extra hardware or trip to the bank.

Getting started with Zelle® for Business

1

Log in

Log into your Online & Mobile Banking account or the VyStar Mobile app and select “Send Money with Zelle®.”

2

Accept Terms

Accept Terms and Conditions

3

Select

Select your U.S. mobile number or email address and deposit account. That’s it! You’re ready to start sending and receiving money with Zelle®.

Zelle® FAQs

What is Zelle®?

Zelle® is a fast, safe and easy way for small businesses to send, receive, and request money typically within minutes 1 with customers and eligible vendors they trust. If your customers use Zelle® within their financial institution’s banking app, they can send payments directly to your VyStar Credit Union bank account with just your email address or U.S. mobile number.

How do I use Zelle® with a small business account?

Eligible small business accounts can send, receive, or request money with Zelle® To get started, log into VyStar Credit Union’s Online & Mobile Banking or mobile app and select “Send Money with Zelle®” from the Pay & Transfer tab on Online Banking or from the Payments tab in the mobile banking app. Enter your email address or U.S. mobile number, receive a one-time verification code, enter it, accept the terms and conditions, and you’re ready to start sending and receiving money with Zelle®.

To send money with Zelle®, simply select someone from your mobile device’s contacts (or add a trusted recipient’s email address or U.S. mobile number), add the amount you’d like to send and an optional note, review, then hit “Send.” In most cases, the money is available to your recipient in minutes.¹

To receive money using Zelle® with a small business account, share your enrolled email address or U.S. mobile number with your customers and ask them to send you payment with Zelle® right from their banking app. No need to share any sensitive account details. After the consumer sends you payment with Zelle®, you will receive your money directly into your enrolled bank account.

To request money using Zelle® with a small business account, click “Send Money with Zelle®,” select “Request,” enter the individual’s email address or U.S. mobile number, confirm the recipient is correct and tap “Request.”² You’ll receive a payment notification once your customer has sent you money in response to your request.

How do I know if my small business is eligible to use Zelle®?

Eligible small business accounts can send, receive, or request money with Zelle®. To get started, log Online & Mobile Banking or mobile app and select “Send Money with Zelle® from the Pay & Transfer tab on Online Banking or from the Payments tab in the mobile banking app. If you don’t see Zelle®, please call our Contact Center at 904-777-6000 or 800-445-6289.

Are there any fees to use Zelle® with a small business account at VyStar Credit Union?

No, VyStar Credit Union does not charge a fee to use Zelle® with a small business account.

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¹ To send or receive money with Zelle®, both parties must have an eligible checking or savings account. Transactions between enrolled users typically occur in minutes.

²Payment requests to persons not already enrolled withZelle® must be sent to an email address.

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Copyright © 2025. Zelle® and theZelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license.

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