VyStar Car Buying Service
Let us handle the nuts and bolts of your loan so you can focus on the bells and whistles that make your car more you. Apply for preapproval and start shopping at any preferred TrueCar dealer today.
Search CarsCar shop with confidence
0.25% interest rate discount
Quick preapproval through VyStar’s Express Draft Program
Low rates, flexible terms and affordable payments
Additional Services
Getting Started
Get Your Loan
Apply online, by phone or at a branch to get preapproved for a loan and get your VyStar Pre-Approved Express Draft.
Find Your Car
Search new and used cars through any of the preferred TrueCar dealers at vystar.truecar.com.
Get Your Car
Click “Get Member Price” to have a dealer certificate emailed to you and bring your Pre-Approved Express Draft to the dealership.
Calculate Your Loan Payment
Use this calculator to help you determine your monthly car loan payment or your car purchase price. After you have entered your current information, use the graph options to see how different loan terms or down payments can impact your monthly payment.
Call 904-777-6000Related Tools & Resources
Check out our Auto Loans
Whether you’re looking for a two-seater roadster or a new pickup truck, you can simplify the buying process by getting pre-approved for a VyStar auto loan.
Auto & Recreational Loans
Get low rates, quick decisions and low fees on auto loans, auto loan refinancing and loans for boats, RVs, motorcycles and ATVs.
Insure Your Car
Whether you’re buying your first car or you have a teenager preparing to drive for the first time, our customizable coverage helps you protect yourself and your loved ones.
Please note: The information provided by these calculators is for illustrative purposes only. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. The calculated results are intended for illustrative purposes only and accuracy is not guaranteed.
All loans are subject to credit approval. All rates are based on an evaluation of the member’s individual credit history. Terms are subject to conditions and verification restrictions may apply. All credit union programs, rates, terms and conditions are subject to change at any time without prior notice.