Car Insurance

Looking for affordable credit union car insurance? VyStar Insurance Agency can set you up with a new policy that’s customized for you or review your current policy to make sure it covers everything you need it to.

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Get a Quote

Choose the coverage you need

  • Financial protection for your car — and from lawsuits

  • Medical expenses resulting from an accident

  • Losses caused by uninsured or underinsured drivers

  • Damage from natural disasters, theft or vandalism

  • Roadside assistance, towing and labor

More Vehicle Insurance

Discover How Much You Could Save

1

Get a Car Insurance Quote

Call 877-997-2221 or email insurance@vystarcu.org to connect with a licensed agent and get a free, no-obligation quote for the coverage you want.

2

Become a Member

Quickly and easily complete your application online, by phone, or at one of our branches.

3

Get Your New Policy

Talk with your VyStar Insurance agent to finalize the details and set up your new policy.

Car Insurance FAQs

How much car insurance do I need?

Most states require you to carry a minimum amount of liability insurance, but that may not be enough to pay for the damages if you’re in an accident. When you talk with a VyStar Insurance agent, they can help you decide what kinds of coverage you need and give you a car insurance quote based on your car, how and when you drive and your financial situation.

How does VyStar decide how much my premium should be?

We look at a number of factors when determining your premium, such as your age, gender and driving record. We also consider the type of car you drive, as well as your location and the number of drivers insured on your policy.

What’s the difference between comprehensive and collision coverage?

Collision coverage is used when your car is in an accident with another vehicle, as well as for damage that occurs when your car is parked and struck by another vehicle. If your car is damaged by something like vandalism, hail, hitting an animal, or a fallen tree, then comprehensive coverage would reimburse you.

How do I decide what type of car insurance to get?

If you’re not sure what kind of coverage you need, a VyStar representative can help you weigh your options and give you a car insurance quote on the coverage that works for you. There are many factors to consider, including the age of your car, your driving habits and your financial situation.

Get Started

Related Tools & Resources

Insure Your Motorcycle

You found the motorcycle that fits your lifestyle, so don’t settle when it comes to finding the right coverage. Tell us what’s important to you and VyStar Insurance Agency will find a policy that fits you like that perfect leather jacket.

Insure Your Boat or Watercraft

When you’re out on the water, you’re not thinking about life on shore. Set sail knowing you, your passengers and your boat are fully protected.

Insure Your Golf Cart

As a golf cart owner, you might have to limit your speed, but you don’t have to limit your coverage. Whether you’re driving down the fairway or around your neighborhood, your golf cart is safe with us.

*Projected savings are based on insurance policies placed by VyStar Insurance Agency, LLC in 2022. VyStar Insurance Agency, LLC is an affiliate of VyStar Credit Union and is not federally insured nor is it underwritten or guaranteed by VyStar Credit Union.