Auto Loan Preapproval
When you get preapproved for a loan before you find your car, you know exactly how much you can afford.
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See How It Works
Even if it’s your first time buying a car, see how our Pre-Approved Express Draft Auto Loan makes it easy.
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Find Your Car
You can get a 0.25% interest rate discount when you use the VyStar Car Buying Service.
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Make a Payment
It’s quick and easy to make your loan payments through our Online Banking.
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Refinance Your Loan
Looking for a lower rate or better terms? Learn more about refinancing your existing auto loan.
Refinance Your CarSimplify the auto loan preapproval process
We can help you save at every step along the way.
Get Your Loan
Figure out how much you want to borrow and how much your monthly payment will be. Then apply online, by phone or at a branch and see what you qualify for.
Check auto loan ratesFind Your Car
Save time & effort when you buy a car through the VyStar Car Buying Service. See the VyStar member price for the new or used car you want—before you visit the dealer.
Search CarsHit The Road
Get a Pre-Approved Express Draft for your pre-approved loan amount and take it to the dealer. Then drive off in your new set of wheels.
Want more information? See the preapproval process.Tools to Get You Started
Switching from Another Bank
We make it easy to switch to VyStar with just a few simple steps.
Free Financial Counseling
As a VyStar member, you get free counseling from BALANCE to help you take control of your money and meet your financial goals.
Online & Mobile Banking
Manage your accounts online with bill pay, transfers, mobile check deposit and more.
Visit a Branch
Call 904-777-6000All loans are subject to credit approval. All rates are based on an evaluation of the member’s individual credit history. Terms are subject to conditions and verification restrictions may apply. All credit union programs, rates, terms and conditions are subject to change at any time without prior notice.