Auto Loan Preapproval

When you get preapproved for a loan before you find your car, you know exactly how much you can afford.

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See How It Works

Even if it’s your first time buying a car, see how our Pre-Approved Express Draft Auto Loan makes it easy.

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Make a Payment

It’s quick and easy to make your loan payments through our Online Banking.

Refinance Your Loan

Looking for a lower rate or better terms? Learn more about refinancing your existing auto loan.

Refinance Your Car

Simplify the auto loan preapproval process

We can help you save at every step along the way.

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Choose a loan that fits your lifestyle and budget. Our experts are here to explain your options.

Hit The Road

Get a Pre-Approved Express Draft for your pre-approved loan amount and take it to the dealer. Then drive off in your new set of wheels.

Want more information? See the preapproval process.

Choose Your Coverage

Complete your request by phone or at one of our branches.

Schedule an Appointment

Tools to Get You Started

Switching from Another Bank

We make it easy to switch to VyStar with just a few simple steps.

Free Financial Counseling

As a VyStar member, you get free counseling from BALANCE to help you take control of your money and meet your financial goals.

Online & Mobile Banking

Manage your accounts online with bill pay, transfers, mobile check deposit and more.

Apply Today

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All loans are subject to credit approval. All rates are based on an evaluation of the member’s individual credit history. Terms are subject to conditions and verification restrictions may apply. All credit union programs, rates, terms and conditions are subject to change at any time without prior notice.

No payments will accrue for the first 90 days from the date of loan disbursement. After the 90-day period, payments will begin accruing at the contracted rate. All loans are subject to credit approval. Terms and conditions apply. Offer not available on existing VyStar auto loans. Offer not available on commercial vehicle loans.