Choose the Visa^®Credit Card That’s Right for You

Visa Signature Rewards 

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• No annual fee

• No cash advance, balance transfer, convenience check or transaction (including foreign) fees

• No inactivity fees

• Earn 3 rewards points for every $1 spent on gas; 2 points for every $1 spent on groceries; 1 point for every $1 spent on other qualified purchases

• Interest-free grace period on purchases

• UChoose Rewards

• Visa Signature Concierge: Help with restaurant reservations, gift arrangements, event tickets, business services and more. Available 24 hours a day, 365 days a year*

Visa Signature Cash Back

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• No annual fee

• No cash advance, balance transfer, convenience check or transaction (including foreign) fees

• No inactivity fees

• Earn 3% cash back on gas, 2% on groceries, and 1% on all other purchases

• Interest-free grace period on purchases

• Cash Back Mall

• Visa Signature Concierge: Help with restaurant reservations, gift arrangements, event tickets, business services and more. Available 24 hours a day, 365 days a year*

Platinum Visa

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• No annual fee

• No cash advance, balance transfer, convenience check or transaction (including foreign) fees

• No inactivity fees

• Interest-free grace period on purchases*

Savings Secured Visa

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• No annual fee
• No cash advance, balance transfer, convenience check or transaction (including foreign) fees
• No inactivity fees

• Great option for students/younger members looking to establish credit
• Helps members in need of rebuilding poor credit
• Spending limits from $375 to $2,000
• Uses funds from your VyStar savings account as collateral
• Funds earn interest at the savings interest rate
• Interest-free grace period on purchases

Features & Protection included with all Visa credit cards:

EMV Chip Card Technology

EMV technology provides you with an extra layer of protection against fraud when you use it at chip-enabled payment terminals and ATMs.

More information about EMV Technology

e-Statements

Switching to online statements helps the environment (and us!) by reducing paper and fuel consumption, costly production and postage expenses each month.

1. Log into Internet or Mobile Banking.
2. Click on your credit card account name.
3. Click Statements & Activity.
4. Click Go Paperless.

Digital Wallet

Visa Coupons

As a Visa cardholder, you have access to Visa discounts.

1. Visit the Visa Special Offers website.
2. Select an offer and click "Redeem Offer."
3. Make a purchase and use your Visa Credit Card during checkout.

Visa Alerts

Make it easy to monitor your credit card accounts by setting up Visa Alerts. When a transaction meets the criteria you define, you will receive a text message alert. To get started:

1. Login to Internet Banking, click on your credit card account name.
2. Then, under the Communications tab, select Visa Transaction Alerts.