Visa Signature Cash Back:
3% for gas
2% for grocery purchase
1% on everything else
Benefits:
Earn a $150 bonus for spending at least $1,500 in the first 60 days from account opening*
No annual fee
Deposit your cash back into your checking, savings, or credit card!
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For Variable Rate Credit Cards: Variable Annual Percentage Rate (APR) is tied to The Wall Street Journal Prime Rate plus a margin. The ANNUAL PERCENTAGE RATE is subject to change monthly on the first day of each billing cycle to reflect any change in the Index. The Index used to determine the ANNUAL PERCENTAGE RATE is the U.S. Prime Rate shown in the "Money Rates" section of The Wall Street Journal on the last day the rate is published in each calendar month (the determination date). The ANNUAL PERCENTAGE RATE is determined by adding together the Index and the margin(s) applicable to the card type. The margin and/or card type is determined based on an evaluation of each member's individual credit history. Any change in the ANNUAL PERCENTAGE RATE will take effect on the first day of the statement cycle following the determination date. The ANNUAL PERCENTAGE RATE will never be greater than 18.00%. Any increase in the ANNUAL PERCENTAGE RATE will take the form of additional payments shown as Total Minimum Payments on the statement. Additional information on credit cards including the UChoose Rewards® program rules for our points earning credit cards are available at www.vystarcu.org or call 904-777-6000 or 800-445-6289, option 9.
All loans are subject to credit approval. All rates are based on an evaluation of the member’s individual credit history. Terms are subject to conditions and verification restrictions may apply. All credit union programs, rates, terms and conditions are subject to change at any time without prior notice.
*To qualify for the $150 statement credit a total of at least $1,500 in net purchases (purchases minus returns/credits) must post to your account within 60 days from the date your account is opened. The credit will appear on your credit card statement on or around day 90 of account opening. Certain restrictions apply. Balance transfers and cash advances do not earn rewards points or cash back. Business, Savings Secured VISA, and Platinum VISA cards are not eligible for this promotion.