Visa Platinum Credit Card

All of the purchasing power of Visa with a low interest rate.

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Platinum Visa card

Platinum Visa

  • Lowest interest rate

  • Credit limit minimum of $500

Benefits:

Getting Started

1

Choose the card you want.

Need help? Use our credit card selection tool!

2

Apply Now

Apply online or visit a branch today. We can walk you through your options and see what you qualify for.

3

Enjoy the benefits

Enjoy the benefits and the financial stability of your credit card.

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Credit Card Rates

With a VyStar Visa® credit card there are no transaction fees and no fine print surprises. View our current rates.

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For Variable Rate Credit Cards: Variable Annual Percentage Rate (APR) is tied to The Wall Street Journal Prime Rate plus a margin. The ANNUAL PERCENTAGE RATE is subject to change monthly on the first day of each billing cycle to reflect any change in the Index. The Index used to determine the ANNUAL PERCENTAGE RATE is the U.S. Prime Rate shown in the "Money Rates" section of The Wall Street Journal on the last day the rate is published in each calendar month (the determination date). The ANNUAL PERCENTAGE RATE is determined by adding together the Index and the margin(s) applicable to the card type. The margin and/or card type is determined based on an evaluation of each member's individual credit history. Any change in the ANNUAL PERCENTAGE RATE will take effect on the first day of the statement cycle following the determination date. The ANNUAL PERCENTAGE RATE will never be greater than 18.00%. Any increase in the ANNUAL PERCENTAGE RATE will take the form of additional payments shown as Total Minimum Payments on the statement. Additional information on credit cards including the UChoose Rewards® program rules for our points earning credit cards are available at www.vystarcu.org or call 904-777-6000 or 800-445-6289, option 9.