Business Checking Accounts

Discover the checking account that puts your business on the path to success. Streamline your accounting and manage your cash flow more effectively today.

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Choose the Checking Account that’s Best for Your Business

Businesses come in all shapes and sizes — that’s why we offer a wide range of business checking accounts including Interest on Trust Accounts (IOTA), Non-Interest Bearing Checking and Non-Profit Association Checking. Contact us for more information.

Small Business CheckingRegular Business CheckingBusiness Volume CheckingBusiness Analysis Checking
DescriptionAn economical solution for small businesses with lower account activity which includes user-friendly digital banking toolsThe preferred solution for growing businesses with low to moderate account activity to best suit your developing banking needsDesigned for businesses with a high volume of account activity with features to matchAn ideal solution for businesses with high volume account activity and complex cash management needs. Applies an earnings credit to off-set service fees
InterestInterest on minimum daily balances of $2,500 or moreInterest on minimum daily balances of $5,000 or moreNon-interest bearingOffers a variable ECR (Earnings Credit Rate)
Number of Monthly Items Free

  • Up to 100 items per month*

  • Deposit or withdraw up to $10,000 cash per month*

  • Up to 250 items per month*

  • Deposit or withdraw up to $20,000 cash per month*

  • Up to 500 items per month*

  • Deposit or withdraw up to $35,000 cash per month*

  • Customized per relationship

e-StatementsIncludedIncludedIncludedIncluded
Business Debit CardIncludedIncludedIncludedIncluded
Free Incoming Wires (Domestic & International)IncludedIncludedIncludedIncluded
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Small Business Checking
DescriptionAn economical solution for small businesses with lower account activity which includes user-friendly digital banking tools
InterestInterest on minimum daily balances of $2,500 or more
Number of Monthly Items Free

  • Up to 100 items per month*

  • Deposit or withdraw up to $10,000 cash per month*

e-StatementsIncluded
Business Debit CardIncluded
Free Incoming Wires (Domestic & International)Included
View more
Call us
Regular Business Checking
DescriptionThe preferred solution for growing businesses with low to moderate account activity to best suit your developing banking needs
InterestInterest on minimum daily balances of $5,000 or more
Number of Monthly Items Free

  • Up to 250 items per month*

  • Deposit or withdraw up to $20,000 cash per month*

e-StatementsIncluded
Business Debit CardIncluded
Free Incoming Wires (Domestic & International)Included
View more
Call us
Business Volume Checking
DescriptionDesigned for businesses with a high volume of account activity with features to match
InterestNon-interest bearing
Number of Monthly Items Free

  • Up to 500 items per month*

  • Deposit or withdraw up to $35,000 cash per month*

e-StatementsIncluded
Business Debit CardIncluded
Free Incoming Wires (Domestic & International)Included
View more
Call us
Business Analysis Checking
DescriptionAn ideal solution for businesses with high volume account activity and complex cash management needs. Applies an earnings credit to off-set service fees
InterestOffers a variable ECR (Earnings Credit Rate)
Number of Monthly Items Free

  • Customized per relationship

e-StatementsIncluded
Business Debit CardIncluded
Free Incoming Wires (Domestic & International)Included
View more
Call us

Determine Your Business' Cash Flow

Having adequate cash flow is essential to keep your business running. Don't risk not being able to meet your current obligations such as your payroll, accounts payable and loan payments.

Your partner in business banking

You want to get treated the same way that you treat your customers. I know when I walk into VyStar, I’m going to see people I know. You don’t get that care at a larger bank.

Tony DeSimone, Jacksonville

Related Tools & Resources

Business Credit Cards

Whether your business is large or small, we have no-fee credit cards with flexible terms to suit your needs.

Business Loans

Choose from a variety of business loans with flexible repayment terms and competitive interest rates to grow your business.

Manage Your Business Account

Learn how to manage your VyStar account, from setting up direct deposit and protecting yourself from identity theft to switching to e-statements and setting up a wire transfer.

All accounts are subject to approval.

You must have a business savings account in order to be a business member at VyStar.

*Includes checks cleared, transfers, deposited items, withdrawals and other credits or debits. Refer to the Business Fee Schedule for current fee information.