Business Checking Accounts

Businesses come in all shapes and sizes. That’s why VyStar offers a variety of business checking accounts to meet your specific needs and help you succeed.

Type of Checking Account	Account activity	Opening Deposit required?	Interest	Additional Information
Small Business Checking	Low volume	No opening deposit	Competitive interest paid monthly on a minimum daily balance of $2,500 and greater	Up to 100 items can be processed per month at no charge* Deposit/withdraw up to $10,000 cash per month at no additional cost
Business Analysis Checking	Heavy volume	No opening deposit	Competitive interest paid monthly on a minimum daily balance of $5,000 and greater	The higher the balance, the more credit earned Monthly account analysis statement Summary statement for multiple accounts Monthly summary of Treasury Management services
Regular Business Checking	Heavy volume	No opening deposit	Competitive interest paid monthly on minimum daily balance of $5,000 and greater	No fees for up to 250 items per month and no monthly service charge when you maintain a minimum average daily balance of $5,000* Deposit/withdraw up to $20,000 cash per month at no additional cost
Business Volume Checking	Heavy volume	No opening deposit	None	No fees for up to 500 items per month and no monthly service charge when you maintain a minimum average daily balance of $15,000* Deposit/withdraw up to $35,000 cash per month at no additional cost
Non-Profit Association Checking	Unlimited transactions	No opening deposit	Competitive interest paid monthly on a minimum daily balance of $2,500 and greater	For associations, clubs, churches, charities and other non profit organizations No monthly service charge, other fees or charges
Interest on Trust Accounts (IOTA)	Unlimited transactions	No opening deposit	Competitive interest paid monthly to the Florida Bar Association	Designed for law firms who manage multi-client trust accounts For mandatory or voluntary IOTA program(s)

*Items include checks cleared, transfers, deposited items, withdrawals and other credits or debits. Refer to the Business Fee Schedule for current fee information. All accounts are subject to approval.

To discuss which options are best for your business, call VyStar Business Services and speak with a VyStar Business Representative at (904) 777-6000, option 6, or stop by any VyStar branch.