Business Checking Accounts
Businesses come in all shapes and sizes. That’s why VyStar offers a variety of business checking accounts to meet your specific needs and help you succeed.
| Type of Checking Account |
Account activity |
Opening Deposit required? |
Interest |
Additional Information |
| Small Business Checking |
Low volume  |
No opening deposit |
Competitive interest paid monthly on a minimum daily balance of $2,500 and greater |
- Up to 100 items can be processed per month at no charge*
- Deposit/withdraw up to $10,000 cash per month at no additional cost
|
| Regular Business Checking |
Heavy volume
 |
No opening deposit |
Competitive interest paid monthly on minimum daily balance of $5,000 and greater |
- No fees for up to 250 items per month and no monthly service charge when you maintain a minimum average daily balance of $5,000*
- Deposit/withdraw up to $20,000 cash per month at no additional cost
|
| Business Volume Checking |
Heavy volume
 |
No opening deposit |
None |
- No fees for up to 500 items per month and no monthly service charge when you maintain a minimum average daily balance of $15,000*
- Deposit/withdraw up to $35,000 cash per month at no additional cost
|
| Non-Profit Association Checking |
Unlimited transactions |
No opening deposit |
Competitive interest paid monthly on a minimum daily balance of $2,500 and greater |
- For associations, clubs, churches, charities and other non profit organizations
- No monthly service charge, other fees or charges
|
*Items include checks cleared, transfers, deposited items, withdrawals and other credits or debits. Refer to the Business Fee Schedule for current fee information. All accounts are subject to approval.
To discuss which options are best for your business, call VyStar Business Services and speak with a VyStar Business Representative at (904) 777-6000, option 6, or stop by any VyStar branch.
Business Checking Account Feature Information
All VyStar Business Checking accounts feature the following:
|
Internet & Mobile Banking*
|
Securely manage your accounts online or on your mobile device
- Bank on the go with the VyStar Mobile Banking App
- Receive account alerts via text or email
- Check account balances in a snap with new Instant Balances feature
- Get help from a VyStar representative via new Secure Messages feature
- Enjoy the security provided by Intelligent Authentication
Get started with the Internet & Mobile Banking Quick Start Guide
|
|
Bill Pay
|
Quickly and safely send payments to billers online or on your mobile device
- Sign up for free
- Pay business bills online
- Send same-day or overnight payments
- Keep track of your expenses all in one place
- Set up helpful payment reminders
- Review pending and recent payments at a glance
- Schedule payments to avoid late fees and maintain healthy credit
- Go green and reduce clutter with e-Statements
Learn more about Bill Pay.
|
|
Entitlements
|
Easily add sub-users to your VyStar Internet & Mobile Banking account
- Give your accountant/bookkeeper easy Internet access to your business account
- Customize the level of access sub-users have
- Conveniently change or remove sub-users as needed
Learn more about Entitlements.
|
|
Deposit Options
|
Conveniently make a deposit into your account
|
|
Other Helpful Information
|
Immediately get the information you need to manage your account
|
*Wireless provider data and text rates may apply.