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Home > Products & Services > Business Banking > Business Deposit Accounts > Business Checking Accounts

Business Checking Accounts

Businesses come in all shapes and sizes. That’s why VyStar offers a variety of business checking accounts to meet your specific needs and help you succeed.

Type of Checking Account Account activity Opening Deposit required? Interest Additional Information
Small Business Checking Low volume stack of money icon No opening deposit Competitive interest paid monthly on a minimum daily balance of $2,500 and greater
  • Up to 100 items can be processed per month at no charge*
  • Deposit/withdraw up to $10,000 cash per month at no additional cost
Business Analysis Checking Heavy volume 
stack of money icon
No opening deposit Competitive interest paid monthly on a minimum daily balance of $5,000 and greater
  • The higher the balance, the more credit earned
  • Monthly account analysis statement
  • Summary statement for multiple accounts
  • Monthly summary of Treasury Management services
Regular Business Checking Heavy volume 
stack of money icon
No opening deposit Competitive interest paid monthly on minimum daily balance of $5,000 and greater
  • No fees for up to 250 items per month and no monthly service charge when you maintain a minimum average daily balance of $5,000*
  • Deposit/withdraw up to $20,000 cash per month at no additional cost
Business Volume Checking Heavy volume
stack of money icon
No opening deposit None
  • No fees for up to 500 items per month and no monthly service charge when you maintain a minimum average daily balance of $15,000*
  • Deposit/withdraw up to $35,000 cash per month at no additional cost
Non-Profit Association Checking Unlimited transactions No opening deposit Competitive interest paid monthly on a minimum daily balance of $2,500 and greater
  • For associations, clubs, churches, charities and other non profit organizations
  • No monthly service charge, other fees or charges
Interest on Trust Accounts (IOTA) Unlimited transactions No opening deposit Competitive interest paid monthly to the Florida Bar Association
  • Designed for law firms who manage multi-client trust accounts
  • For mandatory or voluntary IOTA program(s)

*Items include checks cleared, transfers, deposited items, withdrawals and other credits or debits. Refer to the Business Fee Schedule for current fee information. All accounts are subject to approval.

To discuss which options are best for your business, call VyStar Business Services and speak with a VyStar Business Representative at (904) 777-6000, option 6, or stop by any VyStar branch.


Business Checking Account Feature Information

All VyStar Business Checking accounts feature the following:

Internet & Mobile Banking*Mobile Banking icon

 

Securely manage your accounts online or on your mobile device

  • Bank on the go with the VyStar Mobile Banking App
  • Receive account alerts via text or email
  • Check account balances in a snap with new Instant Balances feature
  • Get help from a VyStar representative via new Secure Messages feature
  • Enjoy the security provided by Intelligent Authentication

Get started with the Internet & Mobile Banking Quick Start Guide

Bill Pay
Bill pay icon

Quickly and safely send payments to billers online or on your mobile device

  • Sign up for free
  • Pay business bills online
  • Send same-day or overnight payments
  • Keep track of your expenses all in one place
  • Set up helpful payment reminders
  • Review pending and recent payments at a glance
  • Schedule payments to avoid late fees and maintain healthy credit
  • Go green and reduce clutter with e-Statements

Learn more about Bill Pay.

Entitlements
Entitlements icon

Easily add sub-users to your VyStar Internet & Mobile Banking account

  • Give your accountant/bookkeeper easy Internet access to your business account
  • Customize the level of access sub-users have
  • Conveniently change or remove sub-users as needed

Learn more about Entitlements.

Deposit Options

Piggy bank icon

Conveniently make a deposit into your account

  • Find a VyStar Credit Union branch or ATM location near you
  • Deposit your checks in a flash using Mobile Check Deposit
  • Get 24-hour access to cash and free deposit services at VyStar’s conveniently located ATMs

Other Helpful Information

information icon

Immediately get the information you need to manage your account

  • Contact a VyStar representative with your questions via email, phone or VyChat
  • Order checks or a VyStar debit card
  • Review VyStar’s business services and fees

*Wireless provider data and text rates may apply. 

Business Deposit Accounts
  • Business Checking Accounts
  • Business Savings Accounts
  • Business Money Market Accounts
Related Resources

Business Deposit & Loan Rates

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VyStar Credit Union
P.O. Box 45085
Jacksonville FL 32232
904-777-6000 or 800-445-6289
Routing Number 263079276

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