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April marks my first six months as the President/CEO of VyStar Credit Union—and what a busy and productive first six months it has been! I am excited about the changes that have already taken place at VyStar, as well as those that are soon to come. While I continue my work with the Board of Directors and Senior Management Team to improve our internal processes and efficiencies, I am equally focused on ways we can make it easier for you to access and transact on your accounts, and how we can give back more to our member-owners and communities.

Accidents happen. And if you use your debit/business debit card regularly, you know how easy (and scary) it is to misplace it. But finding yourself in such a common situation doesn’t mean you should have to worry about someone misusing your account while you’re looking for your card or waiting for a replacement. Fortunately, VyStar cardholders now have the option to download our new Card Control App, which gives you more control over the access to your card—and greater peace of mind.

In my previous blog posts, we’ve discussed student loan basics and tips for paying off student loans. This week, I’d like to delve deeper into a question that many student loan borrowers face: Will I be able to take on a mortgage if I am still paying off my student debt? Graduating from a reputable college or university, landing a steady well-paying job after graduation and eventually buying a home have long been the American dream.