IRAs
Invest in your future with a high-rate retirement account that works as hard as you do. Discover the IRA that works best for you and plan your retirement today.
View RatesStart saving for your retirement
No maintenance or administration fees
Competitive rates
Choose from traditional IRAs, Roth IRAs, Simplified Employee Pension (SEP) IRAs and IRA Certificates
Get better rates when you have a higher balance
No fees for rollovers or transfers
More Ways to Plan & Save
Start Planning Your Retirement
Consider Your Options
Visit our Retirement Service Center to learn more about the differences between traditional IRAs and Roth IRAs.
Become a Member
Quickly and easily complete your application online, by phone or at one of our branches.
Start Saving
Set up an automatic monthly transfer for a fixed amount or roll your accounts from past employers into your VyStar IRA.
Build Your Savings
Consistent investments over a number of years can be an effective strategy to accumulate wealth. Even small additions to your savings add up over time. This calculator demonstrates how to put this savings strategy to work for you.
IRA FAQs
How much should I save for retirement?
What’s the difference between a traditional IRA and a Roth IRA?
How do I contribute to an IRA?
Can VyStar help me with an IRA or 401(k) rollover?
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Open a free savings account with as little as $5 and earn competitive dividends with no monthly service fee.