Money Market Accounts

Discover the VyStar difference with an account that pays you back. With dividends compounded daily and a rate that increases with your balance, you can earn more every single day.

Open an Account

Put your money to work for you

  • No minimum balance required

  • 24/7 Online & Mobile Banking

  • Access to 20,000+ no-fee ATMs nationwide

  • 24/7 Access to your funds without penalty

  • Dividends are calculated daily, compounded daily and credited monthly to maximize your earnings

  • High rates that increase for larger balances

  • Check on your accounts with Magic*Touch phone banking service

More Ways to Save

Start Saving Now

1

Become a Member

Quickly and easily complete your application online, by phone or at one of our branches.

2

Open Your Account

Once you’re a VyStar member, you can open a Money Market through online banking or in person at any branch.

3

Set Up Your Account

Set up direct deposit to save automatically each month or use your Money Market for overdraft protection.

Reach Your Savings Goals

Saving for for house, car or a vacation? What will it take to reach your financial goal? This calculator helps you find out. Enter in your savings plan and view your financial results.

Money Market Account FAQs

How are Money Market accounts different from savings accounts?

VyStar Money Market accounts come with checks and a debit card, so it’s easy to get to your money. If you want to make it a little more difficult so you save more, then a savings account might be a better choice.

Are VyStar Money Market accounts insured?

Your VyStar Money Market account is insured by the National Credit Union Share Insurance Fund (NCUSIF), an arm of the National Credit Union Administration (NCUA). NCUA insurance is similar to the deposit insurance protection offered by the Federal Deposit Insurance Corporation (FDIC), which means it is backed by the U.S. government and insured up to the legal limit of $250,000.

Can I write checks or use an ATM with a Money Market account?

Yes, you can. You’ll receive checks and a debit card when you open your Money Market account.

Can I use my Money Market account for overdraft protection?

Yes, you can. Just give us a call at 800-445-6289 or visit any branch to set up your overdraft protection plan.

Join VyStar Today

Related Tools & Resources

Certificates of Deposit (CDs)

Grow your savings by locking in a competitive rate for a fixed time period and get higher dividends for higher balances.

Education Savings Accounts

With a Coverdell Education Savings (ESA), earnings grow tax-deferred and educational expense withdrawals are tax free.

Health Savings Accounts

Lower your taxes while saving for qualified medical expenses with a VyStar Health Savings Account (HSA).

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