Switching from Another Business Bank
It’s easy to become a VyStar business member, and you can get started in a few simple steps. If you have any questions about switching to VyStar from another bank or credit union, give our Business Services team a call at (904) 908-2292, or stop by any of our branches.
Step 1: Gather your information and documents
Take a look at our Business Application Checklist to ensure you have all the information you need to enroll and open your accounts.
Complete the Business Membership Application and bring it with you when you apply.
Complete the Certification of Beneficial Owner(s) Form and bring it with you when you apply (for all business types except sole proprietorships).
Step 2: Join VyStar and open your business accounts
Visit any VyStar branch, and we’ll help you join the credit union and open the accounts you need. Here’s what you’ll need to bring with you, based on the type of business you operate.
Sole Proprietorships
Copy of your current, valid driver’s license or state ID
Proof of your Federal Tax ID Number (if you aren’t using your personal Social Security number) such as an IRS Letter, Business Tax Return Document or Tax Payment Coupon
Fictitious name filing, if you are using a DBA name
Signatures for all individuals that will transact on the account(s) must be provided on the Business Membership Application.
General Partnerships and Limited Partnerships
Copy of your Partnership Agreement listing ownership percentages
Fictitious name filing, if you are using a DBA name
Copy of the current, valid driver’s license or state ID for each partner
Proof of your Federal Tax ID Number (if you aren’t using your personal Social Security number) such as an IRS Letter, Business Tax Return Document or Tax Payment Coupon
Verification of the principal business address for the business
Signatures for all individuals that will transact on the account(s) must be provided on the Business Membership Application.
Completed Certification of Beneficial Owner(s) form
Limited Liability Companies (LLCs)
Copy of the Articles of Organization, including any amendments
Copy of the most recent Annual Report, Operating Agreement or K1 Tax Document (the document must list the current Beneficial Owners)
Copy of the current, valid driver’s license or state ID for all Beneficial Owners
Proof of your Federal Tax ID Number (if you aren’t using your personal Social Security number) such as an IRS Letter, Business Tax Return Document or Tax Payment Coupon
Fictitious name filing, if you are using a DBA name
Verification of the principal business address for the business
Signatures for all individuals that will transact on the account(s) must be provided on the Business Membership Application.
Completed Certification of Beneficial Owner(s) form
Corporations
Copy of the Articles of Incorporation, including any amendments (this must list the current Beneficial Owners)
Copy of the most recent Annual Report, Operating Agreement or K1 Tax Document (the document must list the current Beneficial Owners)
Copy of the current, valid driver’s license or state ID for all Beneficial Owners and signers
Proof of your Federal Tax ID Number (if you aren’t using your personal Social Security number) such as an IRS Letter, Business Tax Return Document or Tax Payment Coupon
Active Fictitious name filing with the Corporation listed, if you are using a DBA name
Verification of the principal business address for the business
Signatures for all individuals that will transact on the account(s) must be provided on the Business Membership Application.
Completed Certification of Beneficial Owner(s) form
Clubs, Organizations and Non-Profits
Copy of Articles of Incorporation (if your organization is incorporated), latest Amendment
Copy of the most recent Annual Report, Bylaws or Minutes listing the officers representing the organization
Copy of the current, valid driver’s license or state ID for all signers
Proof of your Federal Tax ID Number (if you aren’t using your personal Social Security number) such as an IRS Letter, Business Tax Return Document or Tax Payment Coupon (if your organization is operating under another group, then we require a letter from the sponsoring organization authorizing the use of their EIN)
A letter from the organization that acknowledges the account opening, confirms the identity of the organization’s members authorized to open the accounts, and is signed by the authorized officers representing the organization
Verification of the principal business address for the organization
Signatures for all individuals that will transact on the account(s) must be provided on the Business Membership Application.
Completed Certification of Beneficial Owner(s) form
Step 3: Close your old account
Print and fill out the Request to Close Bank Account form.
Mail the completed form to your former bank or credit union to request that they close your account.
Redirect any direct deposits to your new VyStar account. The VyStar routing number is 263079276.
Step 4: Sign up for online and mobile banking
To enroll in online banking for your business accounts, just complete the Online Banking Enrollment process.
To set up mobile banking for your smartphone or tablet:
Download the VyStar Mobile Banking App.
a. iPhone®, iPod Touch® and iPad®:
b. Android® phones and tablets:
Log into the app with your online banking username and password.
Get your one-time verification code and validate by text or voice call.
Learn more about Online & Mobile Banking features.
All new memberships are subject to approval. Credit union programs, services, rates, terms and conditions are subject to change at any time without notice.
Wireless provider data and text rates may apply. Certain restrictions may apply. 3G and new devices can view VyStar Credit Union's full website and all our products and online services.
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