Make a Loan Payment

Embrace the convenience of online banking for seamless recurring or one-time payments. Our solutions are crafted to compliment your lifestyle.

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Effortless Online Payments

Make an External Transfer

Pay your loan from another financial institution—quickly, securely, and at no cost. External transfers let you move money directly from your non‑VyStar account anytime, giving you flexibility without added fees.

No cost to make a payment.

Make an Internal Transfer

Instantly pay your loan using funds from your VyStar accounts. It’s the fastest way to move money and stay on track, with no fees.

No cost to make a payment.

Make a VyStar Payment

Make a loan a payment using an account from another financial institution without having to log in to Online & Mobile Banking.

A fee of $7.50 will be incurred.

Enroll in Online Banking

Enroll in Online Banking to conveniently make payments on your VyStar Loan.

FAQ: How to Make a Loan Payment

We provide all our members with a variety of options for making their loan payments.

How do I make a loan payment via Online Banking?

Move money from your VyStar savings, checking, or money market account or your account at another institution to pay your loan using Online & Mobile Banking. It works like any other transfer and you can do it any time you wish, in any amount.

1. Log in to Online & Mobile Banking from the VyStar Mobile app or your computer.

2. Select Pay & Transfer on your computer or Transfers in the VyStar Mobile app.

3. Select Internal or External Transfer.

4. Select the loan account in the To section and enter the amount and frequency on the transaction.

5. Select continue and then done

How do I make a loan payment by Mail?

Members should make checks payable to VyStar Credit Union prior to mailing loan payments to:
VyStar Credit Union
P.O. Box 45085
Jacksonville, FL 32232-5085

Members should make checks payable to VyStar Credit Union prior to mailing overnight loan payoffs to:
VyStar Credit Union
76 S. Laura Street
Jacksonville, FL 32202

Members can mail credit card payments to:
VyStar Credit Union
P.O. Box 71050
Charlotte, NC 28272-1050

Members should make checks payable to VyStar Credit Union prior to mailing regular loan payoffs to:
VyStar Credit Union
P.O. Box 45085
Jacksonville, FL 32232-5085

How do I make a loan payment via Magic*Touch?

Easily make a payment using Magic*Touch, our voice response phone service. With your member number and Magic*Touch PIN, you can transfer from your checking, savings or money market accounts to your VyStar loan.

1. Call 904-777-6001 or 800-235-6289.

2. Enter your Magic*Touch PIN and follow the voice directions for making a VyStar Loan payment. Learn more about all our services.

How do I make a loan payment with Automatic Funds Transfer Service (AFTS)?

Have your loan payments (except credit cards) automatically deducted from your VyStar accounts. Once this service is set up, all you have to do is make sufficient funds are available in your account. Call us at 904-777-6000 or 800-445-6289, option 9, or stop by a branch and we'll be glad to help.