Debt Protection with Life Plus
Life can take some unexpected turns. Protect your family and your finances with Debt Protection with Life Plus. It’s another way you can look out for the ones you love.
Financial protection for the unexpected
Protects in case of involuntary unemployment, disability or death
Also includes accidental dismemberment, terminal illness, hospitalization or medical leave, death of a non-protected dependent
It’s easy to obtain, budget-friendly and puts you at ease
Prepare for the Unexpected
Become a Member
Quickly and easily complete your application online, by phone or at one of our branches.
Take Out Your Loan
Apply for a loan that’s eligible for Debt Protection with Life Plus, such as an auto loan or personal loan.
Add Loan Protection
Sign up for Debt Protection with Life Plus when you first take out the loan. You may choose to add it later if you are eligible.
Calculate Your Loan Payment
Debt Protection with Life Plus FAQs
Can Debt Protection with Life Plus be added to any loan?
Do I get a refund if I cancel my protection?
What are the protection benefits of Debt Protection with Life Plus?
Can I change my protection after I get my loan?
Related Tools & Resources
Personal Loans
Pay off your high-interest credit cards, remodel your home or cover unexpected expenses with a personal loan or line of credit.
Check out our Auto Loans
Whether you’re looking for a two-seater roadster or a new pickup truck, you can simplify the buying process by getting pre-approved for a VyStar auto loan.
Free Financial Counseling
As a VyStar member, you get free counseling from BALANCE to help you take control of your money and meet your financial goals.
Your purchase of Debt Protection with Life Plus is optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan. Certain eligibility requirements, conditions and exclusions may apply.
Please contact your loan representative or refer to the Member Agreement for a full explanation of the terms of Debt Protection with Life Plus. You may cancel the protection at any time. If you cancel protection within 30 days, you will receive a full refund of any fee paid.
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