Boat Loans

You can’t buy happiness, but you can buy a boat. Whether you plan to cast a fishing line or hop on a wakeboard, our low rates, flexible terms and affordable payments can make it happen.

Apply NowView Rates

Sun, sand, sea — and savings

  • Low rates, flexible terms and affordable payments

  • Pre-approved loan program

  • Easy application and quick approval

  • Financing and refinancing available

Additional Resources

Getting Started with a Boat Loan is Easy

1

View Rates

Choose a loan that fits your lifestyle and budget. Our experts are here to explain your options.

2

Apply for a Loan

Complete your application online, by phone or at one of our branches.

3

Find Coverage

You found the right boat. Now protect it. Talk to a licensed insurance agent today or email us your contact information and we’ll call you.

Calculate a Loan Payment

Get Started

Related Tools & Resources

Insure Your Boat or Watercraft

When you’re out on the water, you’re not thinking about life on shore. Set sail knowing you, your passengers and your boat are fully protected.

Get Your Free Credit Report

Your credit score can impact your finances — and your lifestyle. Get a free copy of your credit report to check for errors and prevent problems.

Switching from Another Bank

We make it easy to switch to VyStar with just a few simple steps.

All loans are subject to credit approval. All rates are based on an evaluation of the member’s individual credit history. Terms are subject to conditions and verification restrictions may apply. All credit union programs, rates, terms and conditions are subject to change at any time without prior notice.

Please note: The information provided by these calculators is for illustrative purposes only. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. The calculated results are intended for illustrative purposes only and accuracy is not guaranteed.