Boat Loans
You can’t buy happiness, but you can buy a boat. Whether you plan to cast a fishing line or hop on a wakeboard, our low rates, flexible terms and affordable payments can make it happen.
Apply NowView RatesSun, sand, sea — and savings
Low rates, flexible terms and affordable payments
Pre-approved loan program
Easy application and quick approval
Financing and refinancing available
Additional Resources
Getting Started with a Boat Loan is Easy
View Rates
Choose a loan that fits your lifestyle and budget. Our experts are here to explain your options.
Apply for a Loan
Complete your application online, by phone or at one of our branches.
Find Coverage
You found the right boat. Now protect it. Talk to a licensed insurance agent today or email us your contact information and we’ll call you.
Calculate a Loan Payment
Related Tools & Resources
Insure Your Boat or Watercraft
When you’re out on the water, you’re not thinking about life on shore. Set sail knowing you, your passengers and your boat are fully protected.
Get Your Free Credit Report
Your credit score can impact your finances — and your lifestyle. Get a free copy of your credit report to check for errors and prevent problems.
Switching from Another Bank
We make it easy to switch to VyStar with just a few simple steps.
All loans are subject to credit approval. All rates are based on an evaluation of the member’s individual credit history. Terms are subject to conditions and verification restrictions may apply. All credit union programs, rates, terms and conditions are subject to change at any time without prior notice.
Please note: The information provided by these calculators is for illustrative purposes only. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. The calculated results are intended for illustrative purposes only and accuracy is not guaranteed.