Extend Your Vehicle Protection

What’s worse than driving with no A/C on a hot summer day? Spending money on unexpected costs. Get extended vehicle protection through IWS and know you’re covered when your car needs repairs.

Coverage that goes the distance for you

  • Members can save hundreds of dollars on vehicle repairs

  • Pay up to 50% less than you would at most dealerships

  • 60-day moneyback guarantee

  • Coverage extends beyond vehicle warranty

  • A+ BBB rated peace of mind comprehensive coverage

Additional Protection Options

Getting Started with Extended Vehicle Protection is Easy

1

Get a Free Quote

Several different plans are available to fit your budget, vehicle and repair coverage needs.

2

Choose Your Coverage

Complete your request by phone or at one of our branches.

3

Protect More of What Matters

From auto insurance to health insurance, anything that is important to you is important to us.

Extend Your Vehicle Protection FAQs

Why should I purchase an IWS extended vehicle coverage?

Here are the estimated costs to fix common car parts :

  • Engine: $7,110

  • Transmission: $4,190

  • Drive shaft: $2,120

  • A/C compressor: $1,600

  • Anti-lock brake module: $1,745

  • Starter or alternator: $930

  • Power window motor: $465

IWS extended vehicle protection plans are designed to extend or enhance your vehicle’s factory warranty to ensure expenses such as these are not coming out of your pocket.

What is included with IWS extended vehicle coverage?

Available services include with every plan:

  • Optional deductible

  • Towing

  • Car rental

  • Nationwide protection

  • Travel expenses

  • Roadside assistance

What plans are available?

Several plans are offered to fit your budget and repair coverage needs:

  • Premier Platinum (best coverage)

  • Premier Platinum Electric Vehicles (EVSA) (best coverage)

  • Premier Gold (better coverage)

  • Premier Bronze (good coverage)

  • Premier Powertrain (basic coverage)

For a full list of parts and components covered under each plan, please see terms and conditions for complete coverage.

Can I choose to get additional coverage that is not listed in the vehicle service agreement?

Yes. An IWS extended vehicle service agreement gives you the option to get coverage for a variety of add-on features. These include:

  • KeyGuard: Coverage for key fob/remote entry

  • Accident loss refund: Coverage to protect against collision or acts of God.

  • Light commercial use: Coverage for eligible business uses (i.e. Uber/Lyft, landscaping, etc.)

  • Lift kit/tire modification: Coverage for vehicles that have body/suspension lifts or oversized tires.

Please note: Surcharges may apply.

Get Started

Answer all your vehicle protection questions

IWS Vehicle Service Agreement

If you want to learn more about your options, you can check out the IWS Vehicle Service Agreement (VSA).

View VSA Brochure

Motorcycle coverage and more

Our extended Powersport plan protects the essential components of your motorcycles, ATVs and personal watercrafts.

View Powersports Brochure

Lost your keys? We've got you covered!

Through KeyGuard, IWS offers emergency key replacement for lost, stolen or destroyed keys and fobs, as well as lock-out assistance for your vehicle or home.

View KeyGuard Brochure

All loans are subject to credit approval. All rates are based on an evaluation of the member’s individual credit history. Terms are subject to conditions and verification restrictions may apply. All credit union programs, rates, terms and conditions are subject to change at any time without prior notice.