Holiday Savings

The holiday season can be demanding on your budget. This year, make sure you have some jangle for your jingle. Open a holiday savings account and set aside money on the schedule that’s best for you.

Open an Account

Stash some cash for the holidays

  • No minimum balance and no maintenance or withdrawal fees

  • Contribute weekly, monthly or whenever is right for you

  • Earn interest on your daily balance

  • On Oct. 15, funds are moved to your primary checking account

  • Check on your account with Magic*Touch phone banking service

More Ways to Save

Getting Started with Holiday Savings

1

Become a Member

Complete your application online, by phone or at one of our branches to become eligible for a holiday savings account.

2

Open Your Account

Once you have opened a primary savings account, you can add a holiday savings account with no minimum opening amount.

3

Fund Your Account

You decide how often you contribute to your holiday savings account, based on what works best for your budget and finances.

Build Your Savings

Consistent investments over a number of years can be an effective strategy to accumulate wealth. Even small additions to your savings add up over time. This calculator demonstrates how to put this savings strategy to work for you.

Holiday Savings Account FAQs

If I don’t have a primary checking account with VyStar, where will my holiday savings account funds be transferred on October 15th?

If you do not have a primary checking account for the holiday funds to transfer to, then the funds will remain in your holiday savings account.

Where will my holiday savings account funds be transferred if I have multiple VyStar checking accounts?

If you have more than one primary checking account at VyStar, your holiday funds will be transferred to the first checking account with the lowest checking account number.

How will I be notified when the funds from my holiday savings account have been transferred?

You will be notified via email when the funds from your holiday savings account have been transferred. To ensure that you receive your notification, please make sure you have your current email address on file for your VyStar accounts.

What is the interest rate structure of a holiday savings account?

The holiday savings account has the same interest rate structure as a primary savings account. Dividends will be paid for a balance $50.00 or more.

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