Merchant Services

Our efficient, state-of-the-art payment processing services can help your business grow — and give your customers an easy, streamlined experience that keeps them coming back.

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Secure, reliable payment technology

  • Support for the most common payment types and card brands

  • EMV/Chip card processing for debit and credit cards

  • Mobile wallet, online/ecommerce and gift card payments

  • Online reporting and data analytics

  • Exceptional customer service, 24/7/365


Custom payment solutions for your business

Whether your business is online or brick-and-mortar, large or small, our merchant services can help you grow. We offer everything you need, from payment devices and electronic check services to recurring payments and electronic benefit transfer.

Getting Started with Merchant Services

1

Visit a Branch

Stop by any local branch to talk with one of our dedicated VyStar business specialists.

2

Customize Your Services

Discuss your needs with your business specialist and decide which services are best for your business.

3

Start Accepting Payments

Watch your revenue increase as you’re able to accept more of the payment types your customers want.

Merchant Services FAQs

What kinds of payment types can I accept?

We support most common payment types and card brands, including debit and credit cards, mobile wallets, online/ecommerce and gift card payments. You can talk to your VyStar business specialist about the specific brands and payment types you need.

Do I need a point-of-sale payment terminal?

Depending on your business needs, you might need a point-of-sale payment terminal. Your business specialist can walk you through the options, such as a countertop terminal that you can use at a brick-and-mortar store or a mobile terminal that you can use at different locations like trade shows or craft fairs. You might also want to consider a virtual terminal that allows you to take payments over the phone.

How secure are your payment processing services?

We’re committed to keeping your data and your customers’ data secure. We partner with Worldpay from FIS, one of the leading payment processing companies. Your VyStar business specialist can walk you through our security features and explain how to set up your system to ensure that it is as secure as possible.

Does my business qualify for a merchant account?

Most types of businesses that sell products or services to consumers can qualify for a merchant account. However, the application process can vary depending on the type of business you run. Your VyStar business specialist can help you with your application and answer any questions you might have about getting a merchant account.

Related Tools & Resources

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Cash Management

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Small Business Loan

Get the funding you need to start a new small business — or help your existing business grow.