Business Savings Accounts

It’s easy to become a VyStar business member and open a free savings account. You’ll have money set aside that’s quickly available for emergencies and unexpected expenses — and earn dividends too.

Reach your business savings goals

  • Open an account with as little as $5

  • No fees to transfer money or pay bills

  • 24/7 online & mobile banking

  • Access to 20,000+ no-fee ATMs nationwide

  • No fees to access your funds

  • Free access to VyStar Business Specialists

  • Earn competitive dividends on balances of $2,500 or more

More Ways to Earn & Save

Start Saving Now

1

Become a Member

Quickly and easily complete your business application by phone, or at one of our branches.

2

Open Your Account

A savings account is required for VyStar business membership. All you need is $5 to get started.

3

Manage Your Account

Easily add sub-users to online and mobile banking and customize their level of access.

Business Savings Account FAQs

Is my money safe in a business savings account?

Your VyStar savings account is insured by the National Credit Union Share Insurance Fund (NCUSIF), an arm of the National Credit Union Administration (NCUA). NCUA insurance is similar to the deposit insurance protection offered by the Federal Deposit Insurance Corporation (FDIC), which means it is backed by the U.S. government and insured up to the legal limit of $250,000.

Can I give my accountant access to my online banking?

Yes, you can add sub-users to your VyStar online and mobile banking, including your bookkeeper, accountant or key employees. You can customize the level of access for each sub-user, and easily change or remove sub-users as needed.

How does a savings account compare to a money market or CD?

There are many factors to consider when choosing how to save. Visit our business savings, CD and money market page to see the pros and cons of business savings accounts, business money markets, and business certificates of deposit (CDs).

How is business savings different than business checking

With a checking account, you can write checks, withdraw cash from the ATM and use your debit card as often as you want, which makes it the best account for your day-to-day transactions. A savings account, on the other hand, is limited to six withdrawals or transfers per month. That makes it a better place to put money that you might need in the future but aren't ready to use yet.

Join VyStar

Related Tools & Resources

Business Savings Rates

Earn competitive dividends on the money you have set aside for emergencies and unexpected business expenses.

Business Money Market Accounts

Get a competitive rate that increases with a higher balance — and easy access to the money you need for your business.

Business Checking Accounts

Streamline your accounting, manage your cash flow more effectively and help your business succeed with a business checking account.

All accounts are subject to approval.

You must have a business savings account in order to be a business member at VyStar.

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