Money Market Accounts

Make your money work for you. Get all the advantages of a higher interest rate with no minimum balance and fee-free, easy access to your funds.

Put your money to work for your business

  • No minimum balance required

  • 24/7 online & mobile banking

  • Access to 20,000+ no-fee ATMs nationwide

  • Earn higher rates the more you save

  • Maximize your earnings with interest compounded daily and credited monthly

  • Use your Money Market as overdraft protection for your VyStar business checking account

More Ways to Earn & Save

Getting Started with a Business Money Market

1

Talk with a VyStar Business Specialist

Quickly and easily complete your application by phone or at any of our branches.

2

Open Your Account

Open your business money market and get your checks and debit card.

3

Access Your Money Easily

Use your free business money market checks, or access your money by mail, phone, ATM or online banking.

Build Your Savings

Consistent investments over a number of years can be an effective strategy to accumulate wealth. Even small additions to your savings add up over time. This calculator demonstrates how to put this savings strategy to work for you.

Business Money Market FAQs

Are VyStar business money market accounts insured?

Your VyStar business money market account is insured by the National Credit Union Share Insurance Fund (NCUSIF), an arm of the National Credit Union Administration (NCUA). NCUA insurance is similar to the deposit insurance protection offered by the Federal Deposit Insurance Corporation (FDIC), which means it is backed by the U.S. government and insured up to the legal limit of $250,000.

Can I use an ATM with a business money market account?

Yes, you can. You’ll receive both checks and an ATM card when you open a new business money market account.

How are money market accounts different from savings accounts?

VyStar business money market accounts come with checks and an ATM card, so it’s easy to get to your money. If you want to make it a little more difficult so you save more, then a business savings account might be a better choice.

Can I use my business money market account for overdraft protection?

Yes, you can. Just give us a call at 800-445-6289 or visit any branch to set up your overdraft protection plan.

Join VyStar

Related Tools & Resources

Business Savings Rates

Earn competitive dividends on the money you have set aside for emergencies and unexpected business expenses.

Business Checking Accounts

Streamline your accounting, manage your cash flow more effectively and help your business succeed with a business checking account.

Business Services

VyStar’s strategic partnerships allow us to offer a variety of business services such as Payroll Services and Cash Management.

All accounts are subject to approval.

You must have a business savings account in order to be a business member at VyStar.

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