Free Checking Accounts

There are lots of benefits that come with your VyStar membership. When you establish membership (by opening a primary savings account), you may be eligible for a free checking account. 

And when we say free checking, we really mean it.

• No fee to write a check
• No fee for your debit card or ATM card
• No fee to check your balance online or by phone
• No fee to transfer money between accounts
• No fee to use your VyStar Debit Card at any VyStar ATM
• No fee for Direct Deposit of your pay into your account
• Plus, earn interest on your daily balance

All of our accounts are accessible via quick and easy Internet Banking, Mobile and Text Banking* services through which you can get electronic statements, set up balance alerts and other reminders and pay your bills fee free**.

Please note that should you overdraw your account, there is a fee for insufficient funds, so we recommend you set up your other deposit accounts or establish a line of credit to provide overdraft protection for you.

How to Get Started

Opening a new VyStar checking account is easy, and it can be done in person at a VyStar branch or online. To get started online, just follow these simple instructions, based on your membership status.

If you are a VyStar member:

1. Log in to Internet Banking.
2. Once logged in, click on the “Settings/Service” link at the top right corner of the screen.
3. Click “Open a New Account” in the menu of options.
4. Follow the on-screen prompts to open your new checking account.

If you are not a VyStar member:

1. Click on the “Become a Member” link here or at the top right corner of this page.
2. Follow the on-screen prompts to fill out and submit your membership application, and to select the type of account(s) you would like to open.

Other Checking Products & Services
Money Market	A VyStar money market account earns dividends at competitive market rates.
Teens, Students & Young Adults	Whether you are heading to high school, college or your first job, VyStar has an account to help you manage your money wisely.
Account Services	Sign up for convenient services that help you maintain your checking account, including e-statements, overdraft protection and more.
Senior Class	If you are age 50 or better, you can enjoy a variety of free services when you open a VyStar checking account, including free VyStar custom checks, free photocopies and more.
Magic*Touch	Whether you are in the U.S. or overseas, you can check up on your VyStar accounts quickly and safely over the phone by using our Magic*Touch service.

All new accounts are subject to approval.

*Message and data rates may apply or wireless provider data and text rates may apply.
**Bill Pay offers overnight and same-day payments, when available; any fees associated with these options will be displayed.