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        • Make a Credit Card Payment
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      • ATM Cards
      • Visa Reloadable Prepaid Cards
      • Gift Cards
      • UChoose Rewards
      • Purchase Offers
      • Digital Wallets
      • EMV Chip Card Technology
      • Visa® Account Updater
    • Investments
      • Products and Services
        • Guided Wealth Portfolios
        • Rollover Education Center
      • Meet the Team
        • Request an Appointment
      • VyStar Investment Services/LPL Financial
      • Account View
      • Investments & Retirement News
        • April 2018 Investment News
      • Event Calendar
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      • TruStage® Auto Insurance
      • Family Protection
        • Delta Dental®
    • Real Estate Services
      • VyStar Title Agency
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      • Mobile Check Deposit
      • Text Banking
      • Touch ID/Fingerprint Recognition
      • Card Control App
    • Internet Banking Access
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      • Entitlements
      • Email, Text and Push Alerts
      • Make a VyStar Payment
      • Internet & Mobile Security
      • Ways to Go Green
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      • How to Protect Yourself
        • FraudScout
      • How VyStar Protects You
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        • Scam Warnings
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        • Should You Refinance?
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        • Setting Up Direct Deposit
      • Personal Finances
        • Create a Budget
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    • Credit Unions vs. Banks
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Checking & Savings

Checking & Savings

Simplify your finances with convenient and easy checking and savings accounts.
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VyStar checking and saving account solutions are designed for every stage of your financial life. Just starting out or looking to retirement, we have the right product for you and your family. Access to your money should be quick and easy. So, your VyStar checking and savings accounts come with a variety of “FREE” electronic and online banking services providing you with 24/7 access to your money.
Checking
Checking Accounts Free interest-earning checking accounts with easy access to Internet, Mobile and Text Banking*.
Teens, Students & Young Adults Free checking accounts to help students and young adults manage their money wisely.
Money Market VyStar money market account earns dividends at competitive market rates.
Account Services Convenient account services, including e-statements, overdraft protection, signature guarantee for assistance with the purchase, sale or transfer of your stocks, bonds, mutual funds and other securities  and more.
Senior Class Senior checking account services for members age 50 or over.
Magic*Touch Quick, secure telephone access to service your accounts over the phone.
Savings
Savings Accounts Free and easy access to your funds for your future financial goals or emergencies.
Kids Club Free savings account to help children 12 years old or under discover how much fun savings can be.
Revocable Living Trust Custodial account that allows you to transfer legal ownership of your assets to a trustee.
FLUTMA Account Custodial account to manage the funds of an account for the benefit of a minor.
Certificates of Deposit (CDs) Opportunity to lock in a fixed interest rate to earn on your money over a specific time period.
Individual Retirement Accounts (IRAs) Safe, trustworthy way to save for your retirement.
Educational Savings Accounts (ESA) Investment account that allows you to save for your child’s future educational expenses.
Savings Bonds U.S. savings bond redemption service are available at any VyStar branch. Also, learn about the benefits of savings bonds.
Health Savings Accounts (HSA) Convenient way to save money for health care costs and pay for qualified medical expenses while taking advantage of tax savings.
Safe Deposit Boxes Secure option for protecting your jewelry, important documents and so much more.
Member Tax Information
IRS Tax Forms and VyStar Member Tax FAQ Convenient list of common IRS tax forms you may be receiving from VyStar, plus information about changes for the upcoming tax year and more.

*Message and data rates may apply or Wireless provider data and text rates may apply.

Rates

VyStar Credit Union offers competitive deposit account rates and a variety of options designed to serve the needs of our diverse membership. Check our most recent rate estimates for checking, savings and money market accounts and more. Please note that all rates are based on an evaluation of each member’s individual credit history.

Get Deposit Rates

Overdraft Protection
Overdraft Protection

Whether money’s tight or you sometimes lose track as you move money around, we’ve got your back with a little extra protection.

More About Overdraft Protection

VyStar Switch Kit
VyStar Switch Kit

VyStar invites anyone who lives or works in northeast Florida to join.

Make the Switch

Why Join VyStar
Why Join VyStar

We never forget that it’s your money, and we never forget our ultimate purpose.

Learn About Why You Should Join

Checking & Savings
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VyStar Credit Union
P.O. Box 45085
Jacksonville FL 32232
904-777-6000 or 800-445-6289
Routing Number 263079276

  • Federally Insured by NCUA
  • Equal Housing Lender
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  • RSA Fraud Action