Checking & Savings

VyStar checking and savings account solutions are designed for every stage of your financial life. Just starting out or looking to retirement, we have the right product for you and your family. Access to your money should be quick and easy. So, your VyStar checking and savings accounts come with a variety of “FREE” electronic and online banking services providing you with 24/7 access to your money.

Checking
Checking Accounts	Free interest-earning checking accounts with easy access to Internet and Mobile Banking*.
Teens, Students & Young Adults	Free checking accounts to help students and young adults manage their money wisely.
Money Market	VyStar money market account earns dividends at competitive market rates.
Account Services	Convenient account services, including e-statements, overdraft protection, signature guarantee for assistance with the purchase, sale or transfer of your stocks, bonds, mutual funds and other securities  and more.
Senior Class	Senior checking account services for members age 50 or over.
Magic*Touch	Quick, secure telephone access to service your accounts over the phone.
Savings
Savings Accounts	Free and easy access to your funds for your future financial goals or emergencies.
Kids Club	Free savings account to help children 12 years old or under discover how much fun savings can be.
Holiday Savings Account	Special savings account specifically geared toward helping you save money for the holiday season.
Revocable Living Trust	Custodial account that allows you to transfer legal ownership of your assets to a trustee.
FLUTMA Account	Custodial account to manage the funds of an account for the benefit of a minor.
Certificates of Deposit (CDs)	Opportunity to lock in a fixed interest rate to earn on your money over a specific time period.
Individual Retirement Accounts (IRAs)	Safe, trustworthy way to save for your retirement.
Educational Savings Accounts (ESA)	Investment account that allows you to save for your child’s future educational expenses.
Savings Bonds	U.S. savings bond redemption service are available at any VyStar branch. Also, learn about the benefits of savings bonds.
Health Savings Accounts (HSA)	Convenient way to save money for health care costs and pay for qualified medical expenses while taking advantage of tax savings.
Safe Deposit Boxes	Secure option for protecting your jewelry, important documents and so much more.
Member Tax Information
IRS Tax Forms and VyStar Member Tax FAQ	Convenient list of common IRS tax forms you may be receiving from VyStar, plus information about changes for the upcoming tax year and more.

*Message and data rates may apply or Wireless provider data and text rates may apply.