Our Team

Brian Wolfburg
President/CEO

Brian E. Wolfburg currently serves as the President/CEO of VyStar Credit Union. Prior to joining VyStar in 2017, Mr. Wolfburg was the Chief Operations Officer for Alaska USA Federal Credit Union, based in Anchorage, Alaska. Mr. Wolfburg has over twenty years of experience and leadership as a Senior Executive in the credit union and diversified financial services industry, as well as various other entrepreneurial ventures and on non-profit boards.

Chad Meadows
Executive Vice President & COO

Chad has over 20 years of experience in the Financial Services industry leading Retail, Investment Services, Payments, Operations, Digital and other teams at companies such as Wells Fargo, Key Bank and Several other Credit Unions. Chad Graduated from the University of Utah with a Bachelor of Science degree in Finance and completed his MBA from Boise State University. Chad is passionate about serving in the community and helping progress financial literacy.

Jim Edwards
Chief Financial Officer

Jim has more than 30 years of leadership experience in the financial services industry. He previously served as Chief Financial Officer at Sharonview Federal Credit Union and Chartway Federal Credit Union. He also spent 13 years in strategic leadership roles within BB&T’s Mortgage Division. Prior to those opportunities, Jim served in various financial leadership roles in Jacksonville between 1996 and 2003 with HomeSide Lending and later EverBank. Jim is a Certified Public Accountant and started his career in the Carolinas with PricewaterhouseCoopers. 

Lisa Cochran
Chief Information Officer

Lisa has over 25 years of experience leading IT organizations at companies such as Citi, Humana, and Bank of America. She graduated from Embry-Riddle Aeronautical University with a bachelor of science degree in Computer Science and is passionate about STEM education and creating opportunities for young women and other under-represented minorities in the study of computer science.

Chief Human Resources Officer

Kawanza Humphrey serves as Chief Human Resources Officer for VyStar Credit Union. In her role she is responsible for leading the credit union’s human resources efforts, including diversity, equity and inclusion, talent acquisition, employee relations, benefits, compensation, organizational performance, and development.

Kawanza has more than 20 years of experience in the banking industry. Most recently, she served as the Senior Vice President of Corporate Responsibility for the Eastern Region of KeyBank. Prior to joining KeyBank, upon completion of HSBC’s Executive Development Program, she held several positions, including Retail Management.

She is passionate about community and economic development. In addition to her professional experience, Humphrey has volunteered with several nonprofit organizations, including serving on the Board of Directors for the Sisters Hospital Foundation and the Ralph C Wilson Foundation’s Program Committee. She is a member of Delta Sigma Theta Sorority, Inc and The Links, Inc. She was recently named to Buffalo Business First’s Power 200 Women and has been recognized as a Woman of Influence, A 40-under-40 recipient and a Black Achiever in Industry.

Kawanza earned a bachelor’s degree in English/African American Studies from the University at Buffalo and a master’s degree in Executive Leadership and Change from Daemen College. She is a Phi Beta Kappa.

Joel Swanson
Chief Lending Officer

Joel Swanson has over 20 years of experience spanning technology and financial services, with 14 years in the credit union industry at two top-20 credit unions in the nation. His focus is on delivering a consistent, simple and personalized experience for VyStar members, providing the resources and guidance needed to fulfill their hopes and dreams through holistic financial management. He is also passionate about innovation and has found creative ways to invest and partner with financial technology (FinTech) companies to help VyStar partner, and learn from, the innovation occurring in this exciting space.

Dana Karzan
Chief Marketing Officer

With a profound focus on helping organizations deepen customer relationships, Dana Karzan is an innovative leader, product marketer and brand strategist with over 20 years of experience across banking and Fintechs. Currently, Ms. Karzan is Chief Marketing Officer at VyStar Credit Union where she leads Brand, Marketing, Advertising, Social, and Community Engagement for this purpose-driven organization. Prior to VyStar, Ms. Karzan has held leadership roles across Marketing, Digital, Product Management, and Strategy for notable technology and financial services organizations including Facebook, Citibank, Wells Fargo, GE, Lloyds TSB, and US Bank.

Ms. Karzan is an active board member on Groundworks JAX and the Jacksonville Symphony.

Lance Davies
Chief Legal Officer

Lance has been with VyStar Credit Union since 2018. Lance received his BA in History from Brigham Young University, and his JD from Florida Coastal School of Law. Lance and his wife have four children and reside in St. Augustine.

Matthew Burgess
Chief Internal Auditor

Matt manages all internal audit assurance and advisory activities for VyStar Credit Union and has 37 years of experience in internal audit management and internal control consulting in the financial services industry. He is a licensed Certified Public Accountant (State of Michigan), a Certified Internal Auditor and a Certified Information Systems Auditor. Matt is a member of the American Institute of Certified Public Accountants and the Michigan Association of Certified Public Accountants and currently serves as the Treasurer and Acting Chair of the Board of the Cincinnati Education and Research for Veterans Foundation.

Brad Filbert
Chief Retail Officer

Brad has more than 25 years of experience managing multi-channel operations and digital transformation to grow revenue, reduce operating expenses and increase customer and member satisfaction. He has a proven track record of building innovative action plans that deliver highly successful results and has worked at companies such as American Express, Spectrum Cable, and more. He is committed to giving back to communities by supporting nonprofit organizations, starting up charities and supporting others in need of leadership skills.

Chief Technology Officer

Anurag has over 25 years of experience leading large technology teams towards driving innovation and leveraging technology to deliver enterprise-scale digital transformation, infrastructure, and technology/platform modernization to meet business objectives. He is passionate about technology, disruptive innovation, continuous improvement, culture transformation, and talent development. Anurag previously worked at Citibank and Tata Consultancy Services in a variety of leadership roles, including DevOps Engineering, Digital transformation, Infrastructure and Production Operations and Business Relationship Management.

Anurag holds a Bachelor of Engineering degree in Mechanical Engineering and a Master of Business Administration in Operations and Systems from Indian universities. In his free time, he enjoys playing golf, reading management books, and getting “lost” on his Harley. Anurag is an active board member at Feeding Northeast Florida.

Chief Information Security Officer

Carl has more than 20 years of technology and security experience. In his current role, he is responsible for integrating security as a risk balanced business enabler, while upholding the highest standard of security and compliance to protect the data and information assets of the credit union and its members. His previous roles have included CISO of InComm Payments, CISO of Baker Donelson, Chief Data Security Officer for Regions Bank, Global Architecture Lead for EY Cyber Defense and Threat & Vulnerability Management while previously working as an Information Security Consultant for PwC and Accenture.  Carl is a former collegiate football student-athlete at New Mexico State University and holds a bachelor's degree in Electrical and Computer Engineering Technology with a minor in Security Technology.

P. Kem Siddons
Chair

CDR Kem Siddons, a retired veteran and 27-year Jacksonville resident, has served VyStar as a volunteer Director in numerous roles, most recently as Board Chair. His education includes a BS in accounting and MS degrees in both IT and instructional systems. CDR Siddons is semi-retired and active in the community as a 25-year volunteer with The Players Championship and his church.

Diane Fears
Vice Chair

Currently Vice Chair on VyStar Board and Chair on VyStar Financial Group Board; VyStar Foundation Board Member. Senior environmental scientist for environmental consulting firm. Retired DoD civilian environmental scientist. Retired Master Chief Petty Officer after 10 years active-duty Navy and 14 years Naval Reserves. Formal education includes B.S. Occupational Health and Safety; M.S. Operations Management; and M.S. Soil and Water Science, minor in Environmental Engineering Science. Active in Jacksonville Real Estate Investors’ Association and in church community.

Jonathan Hogan
Treasurer

Member of VyStar’s Board and Chair of the Compensation Committee. Has served on the Audit and Risk Committee and Strategic Planning Committee. CUNA training including: Board of Director evaluation, asset/liability management, financial reporting, live training in Anti-Money Laundering/Bank Secrecy Act. Experience audit manager with PricewaterhouseCoopers serving banking clients. Work experience with two banks including positions in lending, credit analysis, teller, collection, and internal audit. Retired CFO & Treasurer of four companies owned by GuideWell/Florida Blue.

Jennifer A. Lusk
Secretary

Jennifer Lusk has served on the VyStar Board of Directors and various committees for several years. Her experience in risk, audit and compliance focuses on helping to ensure appropriate governance and oversight. Jennifer is currently VP of Internal Audit at Fortegra, where she oversees SOX and IT compliance, ERM, fraud risk, third-party compliance and various process improvement initiatives within operations. She previously served as Treasurer for Northeast Florida IIA and served as Treasurer for JWLF.

George R. Berry
Director

Served on VyStar Board of Directors for 38 years in the capacity of Chair, Vice-Chair, Secretary, Treasurer, and member on all committees. Earned the designation of CCD having completed the CUES Directors Leadership Institute at the London Business School. Studied credit union extensively in the Volunteer Achievement Program. I retired from NADEP Jacksonville as a Program Manager and retired from the USCGR as a CWO4 (PERSONNEL). I earned an AA Degree from Florida Community College.

Victor Blackshear
Director

Mr. Blackshear is a member of the VyStar Board of Directors and is currently serving as Vice Chair of the Strategic Planning Committee. Has served on the Audit Committee for several years. Prior to becoming the Director of Financial Planning at JEA, he held management positions in payment processing, credit, collection, and billing. He earned a B.A. from the University of North Florida and his CPA from the Florida Board of Accountancy.

Vicki S. Harris
Director

Vicki Harris, Vice President for MAXIMUS, with responsibility for Information Security Management. She is currently serving her second term on the VyStar Audit Committee. Prior to joining MAXIMUS, she held senior positions with several National and International Banks and Financing organizations in the fields of Cyber Security and Risk Management. Notable is her dedication to the advancement of Information Security field. She is a native of Jacksonville and has lived on the Northside since 1985. 

Meredith A. Harper Pickens
Director

Mrs. Harper Pickens has nearly thirty years of legal and practical experience guiding businesses through complex issues. She has represented a wide range of clients in various commercial initiatives. Her experience includes finance, corporate governance, merger and acquisitions, real estate, and commercial transactions. Her education includes a Bachelor of Arts from the University of Georgia and a Juris Doctor from California Western School of Law. She has lived in Northeast Florida since 2007.

Sarah H. Groom
Director

Sarah Groom is a Director in Amazon Corporate and Business Development. She leads Warrant and Derivative Investments at Amazon, where she uses innovative investment strategies to support Amazon’s portfolio of commercial partners across businesses. She has an expansive background across financial services and technology. Sarah’s 20+ year toolkit includes product development, compliance, strategy, sales, and business development. She earned her undergraduate degree from American University in Washington D.C. and her MBA from Duke University.

Eric Hatfield
Active Director Emeritus

Over 41 years working as an Accountant and as a credit union member. Served on two credit union Boards for 11+ years and various committees in those credit unions. Currently serving as Active Director Emiritus at VyStar.




Mokhtar Chaker
Associate Director

Mr. Chaker is a Senior Business Technology Executive with demonstrated experience in leading global IT organizations, both internal and thru outsourced services. Led global engagements in Americas, EMEA, and Asia, with a focus on customer-centric solutions and promotion of growth under strict budget controls. Executive Account Management for large global Supply Chain Technology initiatives. Founder Luxury Leather Brand, driving creative, operational and financial aspects and regulatory reporting.

Vicki S. Harris
Chair

Vicki Harris, Vice President for MAXIMUS, with responsibility for Information Security Management. She is currently serving her second term on the VyStar Audit Committee. Prior to joining MAXIMUS, she held senior positions with several National and International Banks and Financing organizations in the fields of Cyber Security and Risk Management. Notable is her dedication to the advancement of Information Security field. She is a native of Jacksonville and has lived on the Northside since 1985. 

P. Joey Greive
Vice Chair

Mr. Greive is honored to serve our members by maintaining a watchful eye over members' assets, partnering with the Board and Leadership to solve problems. He looks forward to using the experiences and skills he’s acquired through 15 years of progressive financial leadership to benefit VyStar and those we serve. Mr. Greive’s previous experiences as an Investment Advisor, Treasurer, and ultimately CFO of large, complex organizations will benefit VyStar and our members.

Randy DeFoor
Member

The intersection of business, banking, and government is a comfortable place for me. VyStar takes their customers as seriously as my family did when running Barnett Bank, which was Florida’s largest bank at the time it merged with Nations Bank. Today many institutions do not highlight the importance of customer service. My business experience with publicly traded companies and recently acquired experience in government also adds to the customer perspective.

Heather Weaver
Member

Ms. Weaver is a licensed CPA with the State of Florida. She has her Master’s in Business Administration (MBA) and Master’s in Accounting (MAcc). She has over 20 years of experience in leadership roles with 5 years of experience in non-profit organizations. Ms. Weaver has lived in Northeast Florida area for 25+ years. She has worked extensively with Board of Directors in past roles.

Diane Fears
Chair

Currently Vice Chair on VyStar Board and Chair on VyStar Financial Group Board; VyStar Foundation Board Member. Senior environmental scientist for environmental consulting firm. Retired DoD civilian environmental scientist. Retired Master Chief Petty Officer after 10 years active-duty Navy and 14 years Naval Reserves. Formal education includes B.S. Occupational Health and Safety; M.S. Operations Management; and M.S. Soil and Water Science, minor in Environmental Engineering Science. Active in Jacksonville Real Estate Investors’ Association and in church community.

Meredith A. Harper Pickens
Vice Chair

Mrs. Harper Pickens has nearly thirty years of legal and practical experience guiding businesses through complex issues. She has represented a wide range of clients in various commercial initiatives. Her experience includes finance, corporate governance, merger and acquisitions, real estate, and commercial transactions. Her education includes a Bachelor of Arts from the University of Georgia and a Juris Doctor from California Western School of Law. She has lived in Northeast Florida since 2007.

Treasurer/Secretary

Vicki Harris, Vice President for MAXIMUS, with responsibility for Information Security Management. She is currently serving her second term on the VyStar Audit Committee. Prior to joining MAXIMUS, she held senior positions with several National and International Banks and Financing organizations in the fields of Cyber Security and Risk Management. Notable is her dedication to the advancement of Information Security field. She is a native of Jacksonville and has lived on the Northside since 1985. 

Jennifer A. Lusk
Manager

Jennifer Lusk has served on the VyStar Board of Directors and various committees for several years. Her experience in risk, audit and compliance focuses on helping to ensure appropriate governance and oversight. Jennifer is currently VP of Internal Audit at Fortegra, where she oversees SOX and IT compliance, ERM, fraud risk, third-party compliance and various process improvement initiatives within operations. She previously served as Treasurer for Northeast Florida IIA and served as Treasurer for JWLF.

Sarah H. Groom
Manager

Sarah Groom is a Director in Amazon Corporate and Business Development. She leads Warrant and Derivative Investments at Amazon, where she uses innovative investment strategies to support Amazon’s portfolio of commercial partners across businesses. She has an expansive background across financial services and technology. Sarah’s 20+ year toolkit includes product development, compliance, strategy, sales, and business development. She earned her undergraduate degree from American University in Washington D.C. and her MBA from Duke University.

Related Tools & Resources

Switching from Another Bank

We make it easy to switch to VyStar with just a few simple steps.

Free Financial Counseling

As a VyStar member, you get free counseling from BALANCE to help you take control of your money and meet your financial goals.

Online & Mobile Banking

Manage your accounts online with bill pay, transfers, mobile check deposit and more.