For a limited time, get a 0.25% rate discount on home loan purchases!*

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Complete your application, submit documents and track the status of your loan all online. VyStar Dream2Own makes the mortgage process simple, so you can close quickly and with confidence.

Here’s what you can expect:

  • Simple online application

  • Flexible terms

  • Down payment options

Apply Now

or call us at 904-908-2535.

Certain restrictions and limitations apply. All loans are subject to credit approval. *0.25% Rate Discount offer is not available on Land, Construction Perm, Renovation Perm, HabiJax and Investment Mortgages. Available for first mortgage purchase. Is not available on refinances. Offer valid on qualified mortgage purchase applications submitted on or after April, 15 2025. Offers available for a limited time and subject to change without notice. ©2025 VyStar Credit Union.