Earn 4.15% APY* for 13 months!

daughter on fathers shoulders outside laughing

Earn 4.15% APY* for 13 months with our special Certificate of Deposit (CD) rate.

Other advantages include:

  • Dividends are compounded monthly and paid monthly

  • Open with as little as $500 and no maximum

  • Withdraw dividends at any time with no penalty, or let them keep earning

Open a new high-yield CD today with as little as $500. It’s a limited time special offer so act soon!

Schedule an appointment at a branch to open a new CD

Schedule an Appointment


Or open a CD online

Open a CD


Already a VyStar member? In Online Banking or the VyStar Mobile app, select Open a New Account, then choose CD.

*Annual Percentage Yield. Rates are accurate as of March 11, 2025. $500 minimum deposit required to earn 4.15% for 13-month CD. All new accounts are subject to approval. Product offers, terms and other information provided herein are subject to change without notice. A penalty may be imposed for early withdrawal from a CD. Federally Insured by NCUA.