Episode 5: The Ultimate Guide to Holiday Shopping with Credit Cards

VyCast Episode 5: The Ultimate Guide to Holiday Shopping with Credit Cards

Featured Guest

Lauren Morrison

Lauren Morrison is the Vice President of Card Products and Services. She has nearly 15 years of experience in the banking and payments industry. Throughout her career, Lauren has been focused on delivering innovative products, optimizing operations and achieving success in the payments landscape. Her experience and leadership skills have played a pivotal role at VyStar, and her dedication to excellence should continue to have a positive impact for the credit union and its members.

Highlights

  • According to a NerdWallet study, 75% of people plan to put their holiday gift spending on their credit cards, with an average spend of $680.

  • VyStar offers a rewards card and a cashback card that provide competitive reward structures and no caps on rewards earned.

  • For members who need to carry a balance, VyStar has a low-rate Visa Platinum card to help save money while paying down debt.

  • VyStar also offers a secured card option for people looking to build or repair their credit.

  • Fraud increases during the holiday season, so it's important to stay vigilant. VyStar provides fraud monitoring, card controls and alerts to protect members.

  • Be cautious of offers that seem too good to be true. Research unfamiliar merchants, never share passwords or passcodes over the phone and avoid clicking on suspicious links.

  • VyStar offers balance transfer options and skip-a-pay programs to help manage and pay off credit card balances.

Download the audio version of this episode on Buzzsprout.

The content provided in this podcast consists of the opinions and ideas of the creators alone and should be used for informational purposes only. The opinions expressed should not be considered legal, financial, or tax advice, and are not meant to replace such advice. VyStar Credit Union is not responsible for any losses, damages, or liabilities that may arise from decisions you make based on the information provided. The opinions expressed in this podcast are those of the guest and not VyStar Credit Union or its management.