Personal Finance 101
Take control of your personal finances with helpful info from VyStar Credit Union.
Create a Budget
Today, with so many financial obligations and tons of financial options and services, we know that money management may seem difficult and confusing at times. There’s a way to make life’s financial challenges less complicated by creating a budget.
Budgeting Basics
Budgets are like the New Year’s resolutions of personal finance. We all know we should have one and we all know it’s a fairly simple thing to follow—at least in theory.
Credit Score Breakdown
You’ve likely heard about credit scores before (thanks to all those commercials with terrible jingles), but what do you actually know about them?
Boost Your Credit Score
Many people believe that improving them is a matter of trial and error and, as a result, there’s a lot of “credit score advice” floating around that can end up doing more harm than good. Read about these 4 myths.
Where Do You Seek Financial Advice?
How did you decide where to open your first bank account? Where did you learn to budget or pay bills? If you have a money question now, what do you do? Who do you turn to?
Earning Money Online
While some of us dream of a wildly successful Internet career, the rest of us are happy to settle for online earnings that are a little more modest. Well, before you go signing up for every free trial and installing every search bar plug-in, consider the selling points.
Good vs Bad Spending
When you start looking for financial advice (or any kind of advice, for that matter), experts will share their take on what’s “good” and what’s “bad.”
Saving for Retirement
Think back to your most recent savings goal. How long did you have to save in order to reach it?
Related Tools & Resources
Loans 101
Rushing into a loan without fully understanding how it will affect your budget can create a very stressful situation that can quickly spiral out of control. Learn the basics for making the most of your loans.
Money Management 101
Whether you're planning for yourself or for your whole family, there are basic steps you can take to make the most of your money. Use these helpful tips.
Investing 101
Whether you’re just beginning a family, paying for a child’s education, or nearing retirement, these tools can help you map out a plan and make choices that will get you where you need to go.