Get paid up to two days early*
Open a VyStar Checking Account with direct deposit and you’ll receive your paychecks up to two days sooner. Plus, receive government deposits up to four days early*. Feel secure by not worrying about mailed paychecks getting lost or stolen.
Open an AccountOpen a Checking Account.
Open a VyStar+ Checking Account if you don’t already have one. With VyStar+ Checking, you can enjoy up to $570** in annual savings.
Open an AccountAlready have a VyStar Checking Account?
Set up direct deposit. Log into Online & Mobile Banking to view your routing and account numbers.
Log in to Online BankingWays to Enroll in Direct Deposit
Early Direct Deposit FAQs
Helping put your money in your hands up to four days early*. It’s one more way VyStar’s looking out for you.
We often receive electronic messages letting us know funds are coming to your account. These notices can be up to two days prior for ACH direct deposits and up to four days prior for government ACH deposits. When this happens, we take immediate action to post funds to your account, ensuring you have access to your money in advance.
You can enroll in direct deposit through your employer's payroll system or by using a Direct Deposit Sign-Up Form.
Many recurring government payments can be paid up to four days early*, including:
Social Security (SSA) and Supplemental Security Income (SSI)
Civil Service Retirement (CSA) and government pensions
Veterans’ benefits
Government disability benefits
Unfortunately, there is no way to guarantee when funds will arrive. VyStar cannot control when your payer will provide notice. This means deposits may arrive in advance or on the scheduled day.
This is a free benefit of being a member of VyStar Credit Union.
Unfortunately, there is no way to guarantee when funds will arrive. VyStar cannot control when your payer will provide notice. This means deposits may arrive in advance or on the scheduled day.
Some reasons why it may not be available early:
You recently set up ACH direct deposit for the first time.
Your deposit type is not eligible.
There’s a payroll delay from your payer.
Timing is also a factor when posting funds in advance. Your payer must provide details on time so the deposit can process early. If deposit is not in your account early you can expect it to arrive on your scheduled payday.
Unfortunately, there is no way to guarantee when funds will arrive. VyStar cannot control when your payer will provide notice. This means deposits may arrive in advance or on the scheduled day.
Some reasons why it may not be available early:
You recently set up ACH direct deposit for the first time
Your deposit type is not eligible
There’s a payroll issue from your payer
Timing is also is factor on the posting of funds in advance. Your payer must provide details on time so the deposit can process early. If deposit is not in your account early you can expect it to arrive on your scheduled payday.
No, you cannot. VyStar cannot control when your payer will provide notice. This means deposits may arrive in advance or on the scheduled day.
Yes, you can set up any deposit account to receive a direct deposit.
More About Who We Are
VyStar+ Checking Account
Enjoy up to $570 in annual savings by taking advantage of special benefits. Plus, get paid up to two days early with direct deposit and so much more.
Membership Benefits
Membership means more. Learn more about the benefits and discounts you’re entitled to as a VyStar member.
VyStar Perks
Being a VyStar member gives you access to great rates, low fees and outstanding service. It also means getting to enjoy special discounts, rewards and more.
* Posting is contingent on the originator releasing the payments into the network early.
**Estimated values are based on approximate annual costs or savings for similar benefits in the marketplace. Estimated values are subject to change. No cash value is implied with use of this account or any of its features. Some benefits require registration/activation. The descriptions herein are
summaries only and do not include all terms, conditions and exclusions of the benefits described. See full terms and conditions for all VyStar+ Checking benefits.