New! Join VyStar's Debt Payoff Challenge

Start tackling your debt today and enter for a chance to win $5,000! Plus, we'll be sharing stories of individuals and families as they work to reduce their debt.

Join the Challenge Now

Debt Payoff Challenge

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At VyStar, we care about the financial well-being of our members and communities. We created the Debt Payoff Challenge to help you reduce your debt, build confidence and reach your financial goals.

And here’s the exciting part: 5 winners will each receive $5,000 toward paying off their debt!*

How It Works

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Sign up for the challenge
Complete the Financial Fitness Quiz
Get biweekly expert tips and tools
Access exclusive VyStar offers to reduce your debt
Join our exclusive VIP Facebook group community
Enter to win $5,000 toward your debt! Five winners will be selected!

Why Join?

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Personalized financial tips

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Exclusive community support

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Special offers

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Chance to win $5,000

Join Now!

Join the Debt Payoff Challenge for your chance to win $5,000! Hurry up, the challenge ends on Apr. 30, 2026!

Join the Challenge Now

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Debt Payoff Challenge Resources

Debt Payoff Challenge Spotlights

Find resources to support you as you take part in the VyStar Debt Payoff Challenge with new content added biweekly throughout the challenge.

Savings Challenge Spotlights

Real people, real savings. Follow along with individuals who have different goals, challenges and dreams as they improve their financial knowledge through the VyStar Savings Challenge.

*NO PURCHASE NECESSARY TO ENTER OR WIN. Open only to legal Florida and Georgia residents who are 18 or older. Begins on January 26, 2026, and ends on April 30, 2026. Sweepstakes subject to complete Official Rules, available at https://info4.vystarcu.org/debt-payoff-challenge-official-rules. SPONSOR: VyStar Credit Union. Void where prohibited.