Adoption Line of Credit

You’re ready for your family to grow. We’re here to help make it happen. An adoption line of credit from VyStar can get you a step closer to welcoming your new family member.

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Financial support for your growing family

  • Up to $100,000 in assistance

  • Covers agency, legal and documentation fees

  • Can be used toward travel for foreign adoption

  • Use it when you need it – Draw period up to three years

  • Monthly payments starting at $25


Exploring an Adoption Line of Credit is Easy

1

Talk to Us

We’ll help you determine the expenses you need covered and the loan amount that is right for your family.

2

Apply for a Loan

Complete your application online, by phone or at one of our branches.

3

Bring on the Joy

From adoption expenses to college funds, we can help you build the life you’ve always wanted.

Calculate Your Loan Payment

Adoption Line Of Credit FAQs

What can I use the VyStar Adoption LOC for?

Qualified members can use the VyStar Adoption LOC toward the costs associated with adopting a child less than 18 years old.

Can I use the funds from my Adoption LOC toward travel for a foreign adoption?

Yes, qualified members can use the funds from their Adoption LOC toward travel for a foreign adoption.

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With a Coverdell Education Savings (ESA), earnings grow tax-deferred and educational expense withdrawals are tax free.

All loans are subject to credit approval. All rates are based on an evaluation of the member’s individual credit history. Terms are subject to conditions and verification restrictions may apply. All credit union programs, rates, terms and conditions are subject to change at any time without prior notice.

Adoption agency agreement signed within 12 months prior to application required.