Adoption Line of Credit
You’re ready for your family to grow. We’re here to help make it happen. An adoption line of credit from VyStar can get you a step closer to welcoming your new family member.
Apply NowFinancial support for your growing family
Up to $100,000 in assistance
Covers agency, legal and documentation fees
Can be used toward travel for foreign adoption
Use it when you need it – Draw period up to three years
Monthly payments starting at $25
Additional Resources
Exploring an Adoption Line of Credit is Easy
Talk to Us
We’ll help you determine the expenses you need covered and the loan amount that is right for your family.
Apply for a Loan
Complete your application online, by phone or at one of our branches.
Bring on the Joy
From adoption expenses to college funds, we can help you build the life you’ve always wanted.
Calculate Your Loan Payment
Adoption Line Of Credit FAQs
What can I use the VyStar Adoption LOC for?
Can I use the funds from my Adoption LOC toward travel for a foreign adoption?
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With a Coverdell Education Savings (ESA), earnings grow tax-deferred and educational expense withdrawals are tax free.
All loans are subject to credit approval. All rates are based on an evaluation of the member’s individual credit history. Terms are subject to conditions and verification restrictions may apply. All credit union programs, rates, terms and conditions are subject to change at any time without prior notice.
Adoption agency agreement signed within 12 months prior to application required.