Credit Card Rewards
Earn points for every dollar you spend. With a Signature Rewards Visa® credit card, you can earn points and redeem them the way you choose, with thousands of options from our free uChoose Rewards program.
Apply Now Schedule an AppointmentChoose your own rewards
Earn and redeem as many points as you like — there’s no limit.
Redeem your points for thousands of rewards, from cruises and airline tickets to high-definition TVs.
Earn additional points when you shop with participating retailers.
Donate points to local nonprofit organizations.
There are no additional fees to participate.
More Rewards
Getting Started with Credit Card Rewards
Apply for Your Credit Card
Apply for a Signature Rewards Visa® online, call us at 800-445-6289 or visit any VyStar branch.
Register Your Card
Once you have your card, register for uChoose Rewards® through online or mobile banking.
Start Earning Points
Earn points with your first qualified purchase.
Credit Card Payoff Calculator
Use this calculator to see what it will take to pay off your credit card balance and what you can change to meet your repayment goals.
Credit Card Rewards FAQs
How do I earn points?
Can I get rewards points with other VyStar credit cards?
Do my rewards points expire?
When can I start redeeming my points?
Related Tools & Resources
Credit Card Rates
With a VyStar Visa® credit card there are no transaction fees and no fine print surprises. View our current rates.
Credit Cards
Whether you’re looking for a low rate, great rewards, cash back or a way to establish or rebuild your credit, we have a card for you.
Get Your Free Credit Report
Your credit score can impact your finances — and your lifestyle. Get a free copy of your credit report to check for errors and prevent problems.
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