Workforce Ready Program
Master your trade with Workforce Ready which includes auto loans and personal loans to help cover the cost of tools and equipment you need to get the job done.
These unique lending products are designed to support your career success.

Workforce Ready Auto Loans
New, used and refinance
Low rates and flexible terms
Easy application and quick approval
Tools for Trade Loans
No application fee
Loan and payment amounts to fit your budget
Loan proceeds deposited directly into your VyStar Savings Account
Set yourself up for success in three easy steps:
Open account with VyStar
Join today and enjoy all the benefits of membership including free checking, low rates and special discounts.
Apply for a Loan
Complete your loan application online, by phone or at a branch.
Build your career
Grow your career with the financial options designed to help you succeed.
Calculate a Loan Payment
Related Tools & Resources
Car Loans Rates
Whether you’re looking for a two-seater roadster or a new pickup truck, you can simplify the buying process by getting pre-approved for a VyStar auto loan.
Personal Loan & Line of Credit Rates
Pay off your high-interest credit cards, remodel your home or cover unexpected expenses with a personal loan or line of credit. View our current rates.
Get Paid Up To 2 Days Early
Open a checking account to get paid up to two days sooner with direct deposit.
All loans are subject to credit approval. All rates are based on an evaluation of the member’s individual credit history. Terms are subject to conditions and verification restrictions may apply. All credit union programs, rates, terms and conditions are subject to change at any time without prior notice.
Please note: The information provided by these calculators is for illustrative purposes only. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. The calculated results are intended for illustrative purposes only and accuracy is not guaranteed.