Equipment Loans

It’s your business. Build it on your terms. An equipment loan from VyStar lets you borrow the money you need to combine your expertise with best tools in your field to grow your business.

Get exactly what you need

  • Loans available for medical, manufacturing, construction, lawn care and more

  • Flexible repayment terms of up to 120 months

  • Receive a quick decision so you can start planning

Additional Business Resources

Keep growing your business

1

Discover your Options

We’re ready to help. Connect with an experienced VyStar business specialist to discuss which flexible lending solution works for best for you.

2

Apply Online Today

Ready to get started? Apply online in just a few minutes.

3

Choose Your Equipment

Get a loan with fixed interest rates and flexible terms so you can purchase the equipment you need.

Calculate your Loan Amount

Calculate your monthly payments for a business vehicle loan.

Equipment Loans FAQs

What types of medical equipment are covered?

Medical equipment eligible for a VyStar equipment loan include:

  • Diagnostic and associated accessories

  • Specialized machinery and associated accessories

    • Neurological

    • Cardiac

    • Respiratory

  • Furniture/fixtures in conjunction with real estate financing

What types of manufacturing equipment are covered?

Manufacturing equipment eligible for a VyStar equipment loan include:

  • Fabricating machinery

    • Plastics

    • Foam

    • Metal

    • Lumber

  • Other manufacturing equipment as requested

What types of lawn care equipment are covered?

Lawn care equipment eligible for a VyStar equipment loan include:

  • Large tractors used for land clearing (non-agricultural)

  • Large standing mowers

  • Large ride-on mowers

  • Lawn aerators

What types of construction equipment are covered?

Construction equipment eligible for a VyStar equipment loan include:

  • Backhoes

  • Loaders

  • Bulldozers

  • Cranes (all types)

  • Forklifts

  • Pavers

Get Started

Related Tools & Resources

Vehicle Loan

Finance up to 100% of a new car, truck, van or fleet for your business, with loans of up to $500,000.

Business Loan & Deposit Rates

We offer a variety of business deposit accounts and loans with great rates. 

View Rates

Business Checking Accounts

Streamline your accounting, manage your cash flow more effectively and help your business succeed with a business checking account.

All loans are subject to credit approval, verification, and collateral evaluation, if applicable. All owners are required to give a full personal guarantee. Certain restrictions may apply. All credit union programs, services, rates terms and conditions are subject to change at any time. During the process of your loan application, additional documentation may be requested at any time regardless of credit, length or business, or loan amount.