VyStar Cash-Back Purchase Offers

Did you know that you can earn cash back on your purchases at participating big-name retailers, like Starbucks^TM, when you use your VyStar Visa^® check card? Based on the types of purchases you make and how often you use your card, our cash-back Purchase Offers program will provide you with timely offers that you can redeem at some of your favorite participating stores and restaurants.

No codes or coupons are necessary: Just activate the Purchase Offers you want to take advantage of, make a purchase at your selected retailer and your cash back will be automatically deposited into your VyStar checking account. For your added convenience, you can earn rewards in-store or online, and you are not limited by minimum spend requirements. And the more you use your VyStar check card, the more offers you will receive!

Starbucks is a trademark of Starbucks Corporation.

To earn cash back with Purchase Offers

Via Internet Banking	Via VyStar Mobile Banking App*
1. Log in to Internet Banking.	1. Log in to the VyStar Mobile Banking App on your mobile device. On the “Accounts” page, tap “More,” then select “Purchase Offers.”
2. On the Internet Banking Overview screen, you have two options: Click on “Purchase Offers” to view your available cash back offers. Here, you can see new offers, offers you have already activated, as well as how much total cash you have earned. -OR- Click on “Full History” under “Checking” in the “Deposit Accounts” section to view your detailed checking account transactions. Purchase Offers will also be shown here.	2. On the “Purchase Offers” screen, you have two options: Tap on “Purchase Offers” to view your available cash back offers. —OR— Tap on “Nearby Offers” to see offers that are available in your current location. (Location services must be activated on your device in order to use this option.)
3. When you find an offer you like in the “Purchase Offers” section, click on the offer to activate it.	3. When the offers appear, tap on your desired offer to activate it. When activated, the offer will say “Ready for Use” in the upper right-hand corner. From here, you can also view new available offers as well as offers that are ending soon.
4. Shop at the participating retailer and pay with your VyStar check card (either a PIN or signature-based transaction) to earn your cash-back offer. (NOTE: Each offer provides different details about when and where to shop to earn your cash back.)	4. Shop at the participating retailer and pay with your VyStar check card (either a PIN or signature-based transaction) to earn your cash-back offer. (NOTE: Each offer provides different details about when and where to shop to earn your cash back.)
5. When your purchase is completed, we will deposit the cash back Purchase Offer (amounts will vary) into your checking account within 30 to 60 days.	5. When your purchase is completed, we will deposit the cash back Purchase Offer (amounts will vary) into your checking account within 30 to 60 days.

Note: This program is not to be confused with our points-earning UChoose Rewards^® program for VyStar Signature Rewards/Signature Rewards Plus credit cards and VyStar Check Cards.

*Wireless provider data and text rates may apply.

Frequently Asked Questions

Click through the list of frequently asked questions below to learn more about VyStar’s cash-back Purchase Offers program.

Where can I see my offers?

When you log in to Internet Banking, click on “See All Offers” to view your available cashback offers. Here, you can see new offers, offers you have already activated, as well as how much total cash you have earned.

Once I activate an offer, how long do I have to use it?

Once a Purchase Offer is activated, the purchase must be completed at the participating retailer by the expiration date given on the offer. (Expiration dates will vary.)

When will I receive the cash back on offers that have been activated?

After your purchase has been completed and your offer has been activated, VyStar will deposit the cash-back Purchase Offer (amounts will vary) into your checking account at the end of the following month.

Can I use any VyStar card to earn rewards?

No. Purchase Offers are only available for purchases made with a VyStar check (debit) card. For more information about enrolling in the VyStar Visa check card program, please click here or call (904) 777-6000 or 1 (800) 445-6289, option 9, to speak with a VyStar representative.