• Banner Rotator
• Rates
  • Business Deposit & Loan Rates
  • Certificate Account Rates
  • Consumer Loan Rates
  • Credit Card Rates
  • Deposit Account Rates
  • Home Equity Loans & Lines Rates
  • Mortgage Loan Rates
• Products & Services
  • Checking & Savings
    • Checking Accounts
      • Teens, Students & Young Adults
        • VyTeen Account
        • Bravo Account
        • Achieve Account
      • Money Market
      • Account Services
        • Sign Up for e-Statements
        • Using a VyStar ATM
        • Overdraft Protection
        • Wire Transfers
        • Signature Guarantee
      • Senior Class
      • Magic*Touch
    • Savings Accounts
      • Holiday Savings Account
      • Revocable Living Trust
      • FLUTMA Account
      • Certificates of Deposit (CD)
      • Individual Retirement Accounts (IRA)
      • Educational Savings Accounts (ESA)
      • Kids Club
      • Savings Bonds
      • Health Savings Accounts
      • Safe Deposit Boxes
    • Member Tax Information
  • Lending
    • Auto & Recreational Loans
      • Participating Dealers
      • NADA Vehicle Guide
      • SmartWheels Auto Loans
      • VIP Pre-Approved Loan
      • Insurance Requirements
      • Car Buying Glossary
    • Personal Loans
    • Mortgages
      • Affordable Mortgage Programs
      • Home Equity Loans
      • Apply for a Mortgage Online
        • Short Mortgage Application
        • Long Mortgage Application
      • Mortgage Calculators
      • Check Mortgage Loan Status
      • Contact a Mortgage Loan Officer
    • Apply for a Loan
    • Make a Loan Payment
    • Payment Protection
    • Extend Your Vehicle Protection
    • GAP Plus Program
    • Debt Consolidation
    • Adoption Line of Credit
    • Less than Perfect Credit
    • Pay and Save Loans
    • Refinancing Your Loan
    • Emergency Relief Loan
  • Business Services
    • Business Membership
    • Business Deposit Accounts
      • Business Checking Accounts
      • Business Savings Accounts
      • Business Money Market Accounts
    • Business Lending
      • Business Credit Cards
      • Business Vehicle Loan
      • Business Mortgage
      • Business Certificate of Deposit & Share-Secured Loans
      • Business Equipment Loans
    • Business Investments
    • Supporting Services
      • Merchant Services
      • ACH Payroll
      • Remote Deposit Capture & Mobile Check Deposit for Business
    • Small Business Resource Library
      • Business Plans 101
      • Elements of a Business Plan
      • Plan Your Plan
      • 75 Tips for Starting Your Own Business
      • The Ultimate Checklist for Starting a Home-Based Business
      • 10 Ways to Grow Your Home-based Business
      • Greening a Small Business
      • Money Management Basics
      • Going After Overdue Accounts
      • The Characteristics of a Great Manager
      • Manage Your Time
      • The Ten Natural Advantages of a Small Business
      • The Single Most Powerful Small Business Marketing Tool On The Planet
      • Differentiate and Dominate
      • Target Niches are your way to Riches
      • The 7 Non-negotiable Laws of Small Business Marketing
      • 17 Inexpensive Ways to Promote Your Business
    • Tax Information
    • VyStar@Work
  • Cards & Services
    • Credit Cards
      • Credit Card Cash Advance
      • Credit Card Limit Increases
      • Make a Credit Card Payment
      • UChoose Rewards
      • Visa® Checkout
    • Debit Cards
      • Order Debit Card
    • ATM Cards
      • Using a VyStar ATM
    • Visa Reloadable Prepaid Cards
    • Gift Cards
    • UChoose Rewards
    • Purchase Offers
    • Digital Wallets
      • Apple Pay
      • Samsung Pay
      • Google PayTM
      • Fitbit Pay
      • Visa® Checkout
      • Garmin Pay
    • EMV Chip Card Technology
    • Visa® Account Updater
  • Investments
  • Insurance
    • TruStage® Auto Insurance
    • Family Protection
      • Delta Dental®
      • TruStage® Accidental Death
      • TruStage® Life Insurance
  • Real Estate Services
• Online Services
  • Mobile
    • Mobile Check Deposit
    • Text Banking
    • Touch ID/Fingerprint Recognition
    • Card Control App
  • Internet Banking Access
    • Bill Pay Services
      • Sign up for Bill Pay
      • Bill Pay Quick Start Guide
    • Send Money with Zelle®
    • External Transfers
    • Email, Text and Push Alerts
      • Email Alerts
      • Text Alerts
      • Push Alerts
    • Entitlements
    • Manage Money in Internet Banking
    • Sign Up for e-Statements
    • Internet & Mobile Security
      • Internet & Mobile Security Statistics
    • Internet Banking FAQs
    • Ways to Go Green
    • Internet & Mobile Banking New User Enrollment
  • Protection Center
    • Reporting Fraud
    • How to Protect Yourself
      • FraudScout
      • Report a Lost or Stolen Card
      • Preventing Credit/Debit Card Fraud
      • Phishing Scams
      • ATM Safety Tips
      • Foiling Identity Theft
      • How to Spot Scams
    • How VyStar Protects You
      • Credit and Debit Card Protection
      • Scam Warnings
      • Fraud Alerts
• Financial Tools
  • Advice & Planning
    • Financial Calculators
    • Money Management
      • Process Debit Card as Debit or Credit
      • Comparing Cards
      • Money-Saving Tips for All Areas of Your Life
      • How to Save on Groceries
      • Balance Transfers
      • Emergency Fund Boot Camp
      • Organizing Your Finances
      • Income Essentials
    • Financial Counseling
    • Real Estate Tools
      • Should You Refinance?
      • 5 First Steps to Buying Your First Home
      • Mortgage Prequalification vs. Preapproval
      • Demystifying Mortgages
      • Living On Your Own
    • Hurricane Resources
    • Loan Tools
      • Loan Basics
      • Predatory Lending
      • Leasing vs. Buying a New Car
      • Buying a Used Car
  • Financial How-To
    • Money Makeover
    • Accounts Management
      • Setting Up Direct Deposit
      • Know Your Checking Account
      • Considering Student Loans Options
    • Personal Finances
      • Create a Budget
      • Budgeting Basics
      • Free Credit Report
      • Credit Score Breakdown
      • Boost Your Credit Score
      • Where You Seek Financial Advice Says A Lot About You
      • Earning Money Online
      • Good vs Bad Spending
  • Brochure Library
  • Video Library
  • VyStar University
• About Us
  • Blog
  • Calendar
    • Holiday Closings
  • Newsroom
    • Branch Openings
    • Current Promotions
      • No Closing Costs Mortgage Loan
      • No Car Payment for 90 Days* is Better.
      • Vacation Loan
      • Business Vehicle Loan Promotion
    • VyStar Branch Artwork
  • Contact Us
  • Organization
    • Our Vision & Mission
    • Our History
      • History Timeline
    • Our Team
      • Board of Directors
      • Audit Committee
      • Senior Leadership
      • Management Team
      • Blog Team
      • VyStar Financial Group
    • Financial Information
    • NCUA Insurance
  • Community Involvement
    • High School Branch Programs
    • Sponsorship Requests
    • Get Involved with Community Events
    • Our Military & Veterans
      • Our Military Roots
      • How VyStar Supports Our Military and Veteran Service Members Today
      • VyStar Branch Artwork
  • Credit Unions vs. Banks
• Membership & Benefits
  • Becoming a New Member
    • Why Join VyStar
    • Who Can Join
    • How To Join
    • VyStar Switch Kit
    • Apply for a Loan
    • English as a Second Language
    • Owner's Manual
  • Benefits of VyStar Membership
• Locations
• Careers
• Disclosures
• Security
  • Internet Banking FAQs
  • How to Report Fraud
  • How to Prevent Credit/Debit Card Fraud
  • ATM Safety
• Privacy
• Accessibility