Transfer via Internet Banking

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Move money directly from your checking account to your VyStar Visa® using Internet Banking. It works like any other transfer and you can do it any time you wish, in any amount.
- Log in to Internet Banking.
- Select the "Move Money" tab.
- Click on the "Internal Transfer" tile to get started.
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Automatic Funds Transfer Service (AFTS)
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Have your loan payments (except credit cards) automatically deducted from your VyStar account. Once this service is set up, all you have to do is make sure sufficient funds are available in your account. Call us at 904-777-6000 or 800-445-6289, option 9, or stop by a branch and we'll be glad to help. |
Make a VyStar Payment

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Conveniently make an online payment toward a VyStar loan (including credit card, HELOC, auto and recreational, mortgage, Line of Credit, savings or certificate secured, or signature loan) using an account from another financial institution.
To access Make a VyStar Payment in Internet Banking:
- Log in to Internet Banking.
- Click on the “Move Money” tab and select “Make a VyStar Payment.”
- Follow the on-screen instructions to fill out your information and make your payment.
Non-members: Click here to access Make a VyStar Payment without Internet Banking. |
By Phone via Magic*Touch

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Easily make a payment using Magic*Touch, our voice response phone service. With your member number and Magic*Touch PIN, you can transfer from your checking, savings or money market accounts to your VyStar loan.
- Call 904-777-6001 or 800-235-6289.
- Enter your Magic*Touch PIN and follow the voice directions for making a VyStar Loan payment. Learn more about all our Magic*Touch services.
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By Mail |
Members can mail loan payments to:
P.O. Box 75058
Chicago, IL 60675-5058 |
Members can mail overnight loan payoffs to:
76 S. Laura Street
Jacksonville, FL 32202
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Members can mail credit card payments to:
P.O. Box 71050
Charlotte, NC 28272-1050 |
Members can mail regular loan payoffs to:
P.O. Box 45085
Jacksonville, FL 32232-5085
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