Because we know unexpected tragedies happen, VyStar offers each member a no-cost TruStage Accidental Death and Dismemberment (AD&D) insurance policy of $1,000 from CMFG Life Insurance Company. AD&D coverage pays you or your loved ones a cash benefit after an accident results in an applicable injury or loss of life.
To receive $1,000 of AD&D coverage at no cost or obligation, all you need to do is sign up. For greater protection, you can also add to your no-cost policy by purchasing up to $300,000 of additional coverage from CMFG Life. Peace of mind is just around the corner. Sign up for your no-cost policy or add additional AD&D insurance protection.
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If a serious accident occurs, AD&D could help your family in its time of need. It can be an affordable supplement to any life insurance you may have and features unique built-in benefits:
Accidental death and dismemberment insurance (AD&D) is insurance coverage that pays a cash benefit in the event of an accident that causes death or a serious covered injury.
The National Institutes for Health report that accidents are the leading cause of death for those 44 and under.* That’s why AD&D can be a good supplement to life insurance, enhancing your overall protection and adding coverage for specific serious injuries from accidents.
*Accident statistic from CDC/National Center for Health Statistics, “Deaths: Final Data for 2013, Table 9.”
If a serious accident occurs, AD&D could help your family in a time of need. It can be an affordable supplement to life insurance and offers these built-in benefits:
Please note: Once you or your insured spouse reach age 70, the no-cost and additional coverage amount for that person is reduced by 50%.
You can choose single or family coverage. Single coverage applies only to you, while family coverage applies to you, your spouse, your dependent children, or children with disabilities.
Yes. Every two years, on the anniversary of your coverage, additional coverage will be increased 5% at no added cost to you. Over the years, you can get up to a 25% increase maximum.
FastApply AD&D is an online application process we created to make it fast and easy to do two things:
Request a call from a licensed agent to answer all your questions or call us at 1 (855) 660-7428.
TruStage AD&D Insurance is offered by TruStage Insurance Agency, LLC and underwritten by CMFG Life Insurance Company. The insurance offered is not a deposit and is not federally insured or guaranteed by your credit union. ADD-1112-BC54