Health Savings Accounts

We know that our members need many options to handle healthcare costs. A Health Savings Account (HSA) allows you to save money for health care costs and use the funds to pay for qualified medical expenses while taking advantage of tax savings.

Members are eligible as long as they are:

Covered under a High Deductible Health Plan (HDHP)
Not covered under another type of health plan that is not an HDHP
Not enrolled in Medicare (generally under 65 years old)
Not claimed as a dependent on another individual's tax return

VyStar Visa Health Savings Account (HSA) Debit Card

When you open your HSA, you’ll receive a VyStar HSA debit card to use to access the funds in your HSA to pay for qualified medical expenses. There are no minimum opening balance requirements or transaction fees. Use your card just like you would use a debit card, but save your receipts for tax purposes. You can also monitor your account with VyStar Internet Banking and Magic*Touch voice response phone service at 904-777-6001 or 800-235-6289.

To get started, talk to a VyStar Representative today to find out if an HSA is right for you. Call 904-777-6000, 800-445-6289 or stop by any VyStar branch.

You may also visit our HSA Service Center for additional helpful information.

Certain restrictions apply. VyStar is not responsible for determining if a member’s distributions qualify, nor do we provide tax advice. Please consult your tax advisor.