A wise choice for a strong financial future is a savings program where you take a percentage of your income and consistently deposit it into a savings account. This gives you a cushion for emergencies and can also help you reach your longer-term financial goals. We believe that everyone deserves a simple, easy way to save.
Becoming a VyStar member and opening a new VyStar savings account is easy, and it can be done in person at any branch or online. To get started online, just follow these simple instructions.
VyStar's general policy is to make funds from your cash and check deposits available to you on the same business day that we receive your deposit. It is also our policy to make wire transfers and electronic direct deposits available to you on the same business day that we receive the deposit.
For determining the availability of your deposits, every day is a business day, except Saturdays, Sundays, and federal holidays. If you make a deposit in person to one of our employees on a business day that we are open, we will consider that day to be the day of your deposit. However, if you make a deposit on a day when we are not open, we consider that the deposit was made on the next business day that we are open. If you make a deposit at any of our ATMs, we will consider that to be the day of your deposit.
If you have questions about your deposit, please call us (904) 777-6000 or 1 (800) 445-6289.
VyStar's general policy is to make funds from your cash and check deposits available to you on the same business day that we receive your deposit.
However, at times, we place a hold on the funds. Some common reasons include, but are not limited to:
Please refer to our Funds Availability Policy within the VyStar Membership Booklet for further information.
If you have questions about a hold that was placed on your deposit, please call us (904) 777-6000 or 1 (800) 445-6289.
When establishing direct deposit, the entity issuing payments will ask for several items, including the routing transit number and your account number. Download the printable direct deposit sign-up form you can take with you to your employer or government agency for easy setup.
You can find further helpful information on locating account numbers on the Setting Up Direct Deposit page.
VyStar's Routing Number for direct deposit and wire transfers: 263079276
Other Savings Products
Dividends paid to the account are calculated daily, compounded monthly and credited monthly. For all savings and money market accounts, no more than six (6) preauthorized, automatic, Internet, or telephone transfers and withdrawals may be made from these accounts to another account of yours, to a third party, or by check, draft or access card in any statement cycle. If you exceed these limitations, your account may be subject to temporary reclassification or account closure by the Credit Union. Does not apply to Health Savings Accounts or IRA Savings Accounts.
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