Business Lending

We know that having the right resources is essential to succeeding in your business. That’s why VyStar offers a variety of business loans with flexible repayment terms and competitive interest rates. Just contact us to speak with an experienced business relationship specialist, and we’ll help you design a personal financial services program that works for you.

Business Credit Cards

VyStar has Visa^® credit cards designed specifically for your business or non-profit association. We offer Platinum Rewards Visa, Micro Business Platinum Visa and Business Secured Platinum Visa. Learn More.

Business Vehicle Loans 

VyStar is a leader in vehicle financing within the markets we serve. We can help you finance cars, pickup trucks, vans and SUVs. Our business vehicle loans feature fixed and variable rates, terms as long as 84 months and loan amounts up to 100 percent of the loan value. Learn More.

Equipment Loans

VyStar business equipment loans are a great way to finance larger purchases, such as box trucks and utility work trucks, heavy construction and semi-trailers, medical/dental equipment, printing supplies and manufacturing tools. We offer variable and fixed interest rates with flexible terms up to 120 months and loan-to-value amounts up to 80 percent for many equipment types. Learn More.

Certificate of Deposit & Share-Secured Loans

Share-secured loans allow you to borrow funds secured by a VyStar savings account or VyStar certificate of deposit (CD) account. Benefit from loan amounts as low as $2,500, repayment terms of up to 60 months and interest rates as low as 2 percent over the corresponding CD rate. Learn More.

Real Estate Loans

A VyStar commercial mortgage helps benefit you and your business with flexible options that include low monthly payments, competitive fixed and variable rates, and long amortization periods. Learn More.

To discuss which options are best for your business, call VyStar Business Services and speak with a VyStar Business Representative at (904) 908-2292 or 1 (800) 445-6289, option 6, or stop by any VyStar branch.

Membership is required.  All loans are subject to credit approval, verification, and collateral evaluation, if applicable. All owners are required to give a full personal guarantee. Certain restrictions may apply.  All credit union programs, services, rates, terms and conditions are subject to change at any time.