Entitlements

• Personal Accounts: Allows a member to give Internet Banking access to another person not listed on the account.
• Business Accounts: Allows the Agent (AGT) to grant Internet Banking only access to other people either on the account or not listed on the account.

• Granting authority (primary user)
  • Primary Member
  • Joint Member
  • Agent (AGT) for Business Accounts
• Revoking authority
  • Primary user through Internet Banking
  • Agent (AGT) for Business Accounts

Note: Sub-users are granted access to specific accounts. The member setting up sub-user access has the ability to determine which accounts the sub-user has access to and the access type.

Yes, the primary, joint members and agent (for Business accounts) have access to the sub-user management Web page in the "Settings/Service" menu.

Remember: Only the primary user that set up a sub-user has the ability to see, change, or revoke access for that specific sub-user.

In the "Entitlements" section, a primary user can:

• Add a new sub-user
• Change (existing sub-user):
  • Status
  • Name
  • Username
  • Temporary password
  • Access levels 
  • View activity logs
  • Delete

Shared Access: Full but limited access to all accounts with access to the following: (Note: This access is almost the same as a primary user.)

• Move Money: View and move funds between accounts
• Quick Payment: Bill Pay access that only allows access to pay current bills; no access to add, delete or change a biller
• View credit card information and statements

Custom Access: Limited customizable access on each account with the following options:

• No Access: Cannot see or have access to that specific account
• Read Only: Can only view account balances and history
• Move Money: View and move funds between accounts
• Quick Payment: Bill Pay access that only allows access to pay current bills; no access to add, delete or change a biller

Note: Quick Payment (Bill Pay) is only displayed and available on a checking account.

The primary, joint members and agents (for Business accounts) have access to the sub-user management Web page.

Any account under a person’s login including:

• Savings
• Checking
• Loans
• Credit card balances

IMPORTANT: For credit cards, if a sub-user is set up with:

• Move Money access, they have access to the credit card information just like a normal user, or
• Read Only access, they can only see the balance in Internet and Mobile Banking, but cannot access the credit card statements.

Sub-users must accept the Internet Banking terms and conditions when logging in for the first time. You are fully responsible for all transactions conducted by any and all Sub-users, and all third parties to whom such sub-users may disclose their username and password, whether those transactions are authorized by you or not.

Full terms and conditions for Entitlements (Authorized Users) are available on the Disclosure page of the VyStar website.

The table below provides the additional access a sub-user has through entitlements.

Note: Sub-users are granted access to specific accounts. The member setting up sub-user access has the ability to determine which accounts the sub-user has access to and the access type.